174 Old Natchez Trace Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 174 Old Natchez Trace Rd, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,226 sqft · built 1994
Lot Size1.34 acres (58,370 sqft)
Owner2 Individual Names on File
Tax Bill$1,009 (2025)
Deeds & MortgagesJan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN116-23-000-001.12

Property Details

APN / Parcel Number

Primary APN116-23-000-001.12
Alternative APN
  • 15092

Interior

Full Baths1 Bath
Total Rooms7 Rooms
Building Area1,226 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area58,370 sqft (1.34 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number15092
Street Address174 OLD NATCHEZ TRACE RD
CityPONTOTOC
StateMS
Zip38863-8904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.34 AC NW1/47 & SW1/4 NE1/4 604-208 9/94 689-226 3/20/98 20054217 8/18/05 20085005 10/7/08 20173430 8/15/17 20194569 12/6/19
JurisdictionPONTOTOC MS
Township / Civil Division4
Census Block Group1
Census Block1033
Census Tract950400

Owner

174 Old Natchez Trace Rd is owned and occupied by two individuals.

Source: Pontotoc County records, as of October 30, 2025

Owner of Record2 Individual Names on File
Mailing Address7069 REDLAND SAREPTA RD, HOULKA, MS 38850-9517
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address174 OLD NATCHEZ TRACE RD, PONTOTOC, MS 38863-8904
Transaction TypeMortgage
Record UpdatedJan 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 OLD NATCHEZ TRACE RD, PONTOTOC, MS 38863-8904

Mortgage

Document Number2023000075
DateJan 6, 2023
Instrument2023000075
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
Agreement
AmountAmount on Record
Term60 Months
DueJan 20, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 174 Old Natchez Trace Rd was $1,009 with a homeowner's exemption.

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
Unified School DistrictPontotoc County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,009.00 Homeowner's exemption$7,604$76,044 Land $8,400 Building $67,644
2023$962.00 Homeowner's exemption$7,546$75,459 Land $8,400 Building $67,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Old Natchez Trace Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Old Natchez Trace Rd is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PONTOTOC
serves 9,398 people · EPA ID MS0580006
Water SourceGroundwater
Last State InspectionOct 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber
10,000 / 10,000
Tombigbee Fiber
Fiber
2,000 / 1,000

May also be available: C Spire Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old Natchez Trace Rd

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