Cherokee County property record for 174 Old Hwy 64, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,061 sqft · built 1982 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,000 (Jul 2008) |
| Tax Bill | $979 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 551103433738000 |
| Primary APN | 551103433738000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,061 sqft Heated Area |
| Upper Floors Area | 480 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 53,143 sqft (1.22 acres) |
| Lot Dimensions | 306 ft deep x 266 ft wide |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 242 sqft |
| Shed | 1 Shed |
| Shed Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 27710 |
|---|---|
| Street Address | 174 OLD HWY 64 |
| City | MURPHY |
| State | NC |
| Zip | 28906-8895 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FR HAMPTON 1060/362 1330/551 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 930401 |
174 Old Hwy 64, a rural home, is owned and occupied by an individual who bought it in July 2008.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 174 OLD HWY 64, MURPHY, NC 28906-8895 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Sep 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2008 · Amount on File |
| Deed Sale | Jul 11, 2008 · Amount on File |
| Deed Document Number | 2008-0004444 |
| Deed Book / Page | 1330 / 0551 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 174 OLD HWY 64, MURPHY, NC 28906-8895 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 05261 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 01573/1041 |
| Instrument | 05261 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 174 OLD HWY 64, MURPHY, NC 28906-8895 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 04193 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 01569/0548 |
| Instrument | 04193 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | Columbia, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 174 Old Hwy 64 was $979.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $979.00 | $127,840 | $127,840 Land $10,150 Building $117,690 |
| 2023 | $127,840 | $127,840 Land $10,150 Building $117,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 174 Old Hwy 64 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 174 Old Hwy 64 is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
May also be available: Blue Ridge Mountain EMC, Peachtree Broadband Fiber.
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