174 Ocean Way, Duck (Kitty Hawk), NC 27949 Property Records

Dare County property record for 174 Ocean Way, Duck, NC 27949

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,769 sqft · built 2022
Lot Size	0.287 acres (12,500 sqft)
Owner	Company Name on File
Last Sale	$1,600,000 (Jun 2022)
Tax Bill	$11,893 (2026)
Deeds & Mortgages	Aug 2022 Construction Loan Jun 2022 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`986913133905`

Property Details

APN / Parcel Number

Primary APN	`986913133905`
Alternative APN	`010130000`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,769 sqft Finished Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Other
Lot Area	12,500 sqft (0.287 acres)
View / Lot	Ocean
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986913133905
Street Address	174 OCEAN WAY
City	KITTY HAWK
State	NC
Zip	27949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 8 BLK: SEC: PL: A SL: 65
Legal Subdivision	OCEAN DUNES
Legal Lot Number	8
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1020
Census Tract	970101

Owner

174 Ocean Way is owned by a company that bought it in June 2022.

Source: Dare County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	11737 SADDLE CRESCENT CIR, OAKTON, VA 22124-2343
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS BANK NA
Jun 23, 2022	Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2022 · Amount on File
Deed Sale	Jun 23, 2022 · Amount on File
Prior Sale	May 27, 2010 · Amount on File
Deed Document Number	2022700119799
Deed Book / Page	2628 / 479
Prior Transfer Date	Mar 15, 2005
Prior Transfer Doc	001623/119
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Aug 23, 2022
Property Address	174 OCEAN BLVD, DUCK, NC 27949
Document Number	002640/104
Book / Page	2640 / 104
Map Reference	CAB A SL 65&66
Instrument Date	Aug 23, 2022
Instrument	700121937
Transaction Type	Construction Loan
Record Updated	Nov 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11737 SADDLE CRESCENT CIR, OAKTON, VA 22124-2343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11737 SADDLE CRESCENT CIR, OAKTON, VA 22124-2343

Mortgage

Document Number	0700121938
Date	Aug 23, 2022
Instrument	700121938

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jun 23, 2022
Property Address	174 OCEAN BLVD, DUCK, NC 27949
Document Number	002628/479
Book / Page	2628 / 479
Map Reference	CAB A SL 65&66
Instrument Date	Jun 20, 2022
Instrument	700119799
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3915 CHAIN BRIDGE RD, FAIRFAX, VA 22030-3905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11737 SADDLE CRESCENT CIR, OAKTON, VA 22124-2343

Mortgage

Document Number	0700119800
Date	Jun 23, 2022
Instrument	700119800

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 174 Ocean Way was $11,893.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Duck Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,893.00	$2,644,900 (-) Land $1,617,000 Building $1,027,900	$2,644,900 Land $1,617,000 Building $1,027,900
2025	$11,893.00	$2,644,900 Land $1,617,000 Building $1,027,900
2023	$6,699.00	$1,079,700 Land $845,300 Building $234,400
2020			$2,644,900 Land $1,617,000 Building $1,027,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Ocean Way in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 1,132 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,493 units insured incl. 361 condo units
Nearby Flood Claims	732 (1978–2024)
Claims Outside the SFHA	327 of 732
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Matthew, Oct 2016 · 128 claims Hurricane Irene, Aug 2011 · 119 claims Hurricane Isabel, Sep 2003 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 174 Ocean Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	DARE COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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