174 Narrows Rd, Howard, PA 16841 Property Records

Clinton County property record for 174 Narrows Rd, Howard, PA 16841

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,860 sqft · built 1900
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Apr 2021)
Tax Bill	$1,089 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2005 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-01-0185`

Property Details

APN / Parcel Number

Primary APN	`01-01-0185`
Alternative APN	`30-15566`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
Gross Area	4,226 sqft
1st Floor Area	930 sqft
Attic	Attic
Attic Area	930 sqft
Basement Area	930 sqft
Unfinished Basement	930 sqft
Family Room	Family Room
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	64,469 sqft (1.48 acres)
Garage Area	336 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	01-01-0185
Street Address	174 NARROWS RD
City	HOWARD
State	PA
Zip	16841-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	185 & 194-G -01; 185 1.13 AC, 194-G -01 .35 AC
Jurisdiction	CLINTON PA
Township / Civil Division	PORTER
Census Block Group	3
Census Block	3073
Census Tract	30800

Owner

174 Narrows Rd is owned and occupied by an individual who bought it in April 2021.

Source: Clinton County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	174 NARROWS RD, HOWARD, PA 16841-9001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Jun 28, 2005	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2021 · Amount on File
Deed Sale	Apr 7, 2021 · Amount on File
Prior Sale	Jun 28, 2005 · Amount on File
Deed Document Number	20211485
Prior Transfer Date	Jun 16, 2005
Prior Transfer Doc	0200503183
Record Updated	Jun 8, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Apr 7, 2021
Property Address	174 NARROWS RD, HOWARD, PA 16841-9001
Document Number	0202101485
Instrument Date	Mar 25, 2021
Instrument	2021-01485
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	174 NARROWS RD, HOWARD, PA 16841-9001

Mortgage

Document Number	0202101486
Date	Apr 7, 2021
Instrument	2021-01486

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Jun 28, 2005
Property Address	174 NARROWS RD, HOWARD, PA 16841-9001
Document Number	0200503183
Instrument Date	Jun 16, 2005
Instrument	2005-03183
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	174 NARROWS RD, PORTER, PA 17980

Tax Assessment & Valuation

The 2026 property tax bill for 174 Narrows Rd was $1,089 with a homeowner's exemption.

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
County Subdivision	Porter Township
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,089.00 Homeowner's exemption	$50,600 Land $23,300 Building $27,300
2023	$997.00	$50,600 Land $23,300 Building $27,300
2008			$50,600 Land $23,300 Building $27,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 174 Narrows Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	16 (1996–2026)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Sep 2026 · rainfall accumulation
Claims by Event	Tropical Depression Ivan, Sep 2004 · 8 claims Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Narrows Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW NITTANY private · serves 1,515 people · EPA ID PA4140081
Water Source	Groundwater
Last State Inspection	Feb 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

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