174 N Raymond Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 174 N Raymond Rd, Gray, ME 04039

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,383 sqft · built 1986
Lot Size5.2 acres (226,512 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Dec 2009)
Tax Bill$5,808 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jul 2018 Transfer
Flood ZoneZone X (minimal risk)
APN00519H000000

Property Details

APN / Parcel Number

Primary APN00519H000000
Alternative APNs
  • GRAY M:007 B:005 L:019-022
  • 159

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,383 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area226,512 sqft (5.2 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number159
Street Address174 N RAYMOND RD
CityGRAY
StateME
Zip04039-7716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBR
Legal Block5
Legal Lot Number19-22
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group1
Census Block1002
Census Tract4701

Owner

174 N Raymond Rd is owned and occupied by two individuals who bought it in December 2009.

Source: Cumberland County and Gray Town records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address174 N RAYMOND RD, GRAY, ME 04039-7716
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2020Deed of Trust, Mortgage · Balloon Mortgage
KEY BANK NA
Jul 26, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2009 · Amount on File
Deed SaleDec 3, 2009 · Amount on File
Deed Book / Page27435 / 179
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address174 N RAYMOND RD, GRAY, ME 04039-7716
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0370750082
DateAug 20, 2020
Book Page37075/82
Instrument50528
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGRAY ME
Recording DateJul 26, 2018
Property Address174 N RAYMOND RD, GRAY, ME 04039-7716
Document Number0350170018
Book / Page035017 / 000018
Instrument DateJul 19, 2018
Instrument35691
Transaction TypeTransfer
Record UpdatedAug 15, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address93 SAND BAR RD WINDHAM ME 040625522, WINDHAM, ME 04062-5522

Tax Assessment & Valuation

The 2025 property tax bill for 174 N Raymond Rd was $5,808.

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,808.00$600,000 Land $145,200 Building $454,800
2023$5,202.00 (+8.81%)$342,700 (-) Land $80,100 Building $262,600
2022$4,781.00$342,700 Land $80,100 Building $262,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 174 N Raymond Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimJan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 N Raymond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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