Ontario County and Naples Town property record for 174 N Main St, Naples, NY 14512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,200 sqft · built 1890 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Jun 2018) |
| Tax Bill | $9,423 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Jun 2018 Mortgage + 1 more |
| APN | 5114-000-04 |
| Primary APN | 5114-000-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,200 sqft Living Area |
| 1st Floor Area | 1,366 sqft |
| Upper Floors Area | 834 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 135 ft deep x 142 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 404 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5114-000-04 |
|---|---|
| Street Address | 174 N MAIN ST |
| City | NAPLES |
| State | NY |
| Zip | 14512-9753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | .462 ACRE |
| Legal Block | 1 |
| Legal Lot Number | 37.100 |
| Jurisdiction | ONTARIO NY |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 52200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Naples Viniculture Historic District listed 2022 · 37 contributing resources · NRIS 100008381 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
174 N Main St is owned and occupied by two individuals who bought it in June 2018.
Source: Ontario County and Naples Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 174 N MAIN ST, NAPLES, NY 14512-9753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 26, 2018 | Deed of Trust, Mortgage PREMIUM MORTGAGE |
| Jun 26, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2018 · Amount on File |
| Deed Sale | Jun 26, 2018 · Amount on File |
| Prior Sale | Jun 26, 2014 · Amount on File |
| Deed Book / Page | 1409 / 440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 174 N MAIN ST, NAPLES, NY 14512-9753 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | VISIONET SYSTEMS INC, VISIONET SYSTEMS |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00003193/1 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 3193/1 |
| Instrument | 202211160002 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 174 N MAIN ST, NAPLES, NY 14512-9753 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002833/0000000108 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 0000002833/0000000108 |
| Name | PREMIUM MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 355 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONTARIO NY |
| Recording Date | Jun 26, 2018 |
| Property Address | 174 N MAIN ST, NAPLES, NY 14512-9753 |
| Document Number | 001409/440 |
| Book / Page | 1409 / 440 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 174 N Main St was $9,423, up 78.2% from the year before.
Source: Ontario County and Naples Town assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ontario County |
| County Subdivision | Naples Town |
| Municipality | Naples Village |
| Unified School District | Naples Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,423.00 (+78.23%) | ||
| 2025 | $5,287.00 | $240,900 Land $18,600 Building $222,300 | $248,400 Land $19,179 Building $229,221 |
| 2023 | $185,000 Land $10,200 Building $174,800 | $201,100 Land $11,088 Building $190,012 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 174 N Main St; there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 174 N Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES CONSOLIDATED serves 1,250 people · EPA ID NY3401161 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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