174 N Main St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 174 N Main St, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,114 sqft · built 1900
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jul 2010)
Tax Bill	$7,036 (2025)
Deeds & Mortgages	Apr 2019 Refinance Nov 2020 Refinance
APN	`NHAM M:016D B:0012 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:016D B:0012 L:0001`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,114 sqft Living Area
1st Floor Area	721 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Wood Siding
Lot Area	7,623 sqft (0.175 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	174 N MAIN ST
City	FLORENCE
State	MA
Zip	01062-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URB
Legal Subdivision	FLORENCE
Legal Block	12
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	1
Census Block	1028
Census Tract	821700

Owner

174 N Main St is owned by two individuals who bought it in July 2010.

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	172 N MAIN ST, 174, FLORENCE, MA 01062-1220
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD COOPERATIVE BANK
Nov 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2010 · Amount on File
Deed Sale	Jul 22, 2010 · Amount on File
Prior Sale	Aug 28, 1996 · Amount on File
Deed Document Number	201015171
Deed Book / Page	10239 / 307
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	174 N MAIN ST, NORTHAMPTON, MA 01062-1220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13229-136
Date	Apr 2, 2019
Book Page	13229/136
Instrument	5035

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2039

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	174 N MAIN ST, NORTHAMPTON, MA 01062-1220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13857-127
Date	Nov 16, 2020
Book Page	13857/127
Instrument	24185

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	325 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 174 N Main St was $7,036.

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,036.00	$505,100 Land $156,700 Building $348,400	$740,240 (+7.71%)
2024			$687,230
2023	$6,105.00	$385,400 Land $124,200 Building $261,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 174 N Main St; there have been 27 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	27 (1982–2023)
Claims Outside the SFHA	1 of 27
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Tropical Storm Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

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