174 N Centennial Rd, Coldwater, MI 49036 Property Records

Branch County property record for 174 N Centennial Rd, Coldwater, MI 49036

Property Summary

Property TypeGeneral Agricultural/Rural
Details4 bd · 1 ba · 1,732 sqft · built 1880
Lot Size59 acres (2,570,040 sqft)
Owner2 Individual Names on File
Last Sale$204,000 (Sep 2026)
Tax Bill$2,726 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Sep 2026 Sale
Flood ZoneZone X (minimal risk)
APN070-034-200-010-00

Property Details

APN / Parcel Number

Primary APN070-034-200-010-00

Interior

Bedrooms4 Beds
Full Baths1 Bath
Building Area1,732 sqft Building Perimeter
1st Floor Area1,422 sqft
Basement Area750 sqft
Unfinished Basement750 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Lot Area2,570,040 sqft (59 acres)
Garage Area840 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address174 N CENTENNIAL RD
CityCOLDWATER
StateMI
Zip49036-9166
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Local Zoning CodeAG
Legal DescriptionLD IN NE 1/4 OF NE 1/4 LY SELY OF HWY I-69 ALSO E 3/4 OF S 1/2 OF NE 1/4 LY ELY OF HWY I-69 SEC 34 T6S R6W
Legal Range06W
Legal Township06S
Legal Section34
JurisdictionBRANCH MI
Township / Civil DivisionCOLDWATER
Census Block Group1
Census Block1078
Census Tract951301

Owner

174 N Centennial Rd, an agricultural property, is owned by two individuals who bought it in September 2026.

Source: Branch County records, as of September 22, 2026

Owner of Record2 Individual Names on File
Mailing Address478 CLARENDON RD, QUINCY, MI 49082-9479
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2026Warranty Deed, Transfer · Conventional Mortgage
SOUTHERN BANK & TRUST CO
Sep 10, 2026Warranty Deed, Transfer
BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2026 · Amount on File
Deed SaleSep 16, 2026 · Amount on File
Prior SaleSep 10, 2026 · Amount on File
Deed Document Number20265812
Prior Transfer DateApr 6, 2005
Prior Transfer Doc0000000616
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANCH MI
Recording DateSep 16, 2026
Property Address174 N CENTENNIAL RD, COLDWATER, MI 49036-9166
Document Number0000005812
Instrument DateSep 14, 2026
Instrument20265812
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyBRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$177,194.40
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address478 CLARENDON RD, QUINCY, MI 49082-9479

Mortgage

Document Number0000005813,
DateSep 16, 2026
Instrument20265813
Lender
NameSOUTHERN BANK & TRUST CO
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANCH MI
Recording DateSep 10, 2026
Property Address174 N CENTENNIAL RD, COLDWATER, MI 49036-9166
Document Number0000005692
Instrument DateSep 9, 2026
Instrument20265692
Transaction TypeTransfer
Record UpdatedSep 18, 2026
Title CompanyBRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TITLE

Transaction

AmountAmount on Record
Tax$582,226.62
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3214 MCCOMB WOODS WAY, HUNTERTOWN, IN 46748-9413

Tax Assessment & Valuation

The 2025 property tax bill for 174 N Centennial Rd was $2,726, up 2.7% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
County SubdivisionColdwater Township
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$256,200 (+1.95%)$512,400 (+1.95%)
2025$2,726.00 (+2.67%)$251,300$502,600
2024$2,655.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 N Centennial Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 174 N Centennial Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on N Centennial Rd

Nearby Streets

Search Property Records by Address or Parcel Number