174 Myrtle St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 174 Myrtle St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,970 sqft · built 1900
Lot Size	0.097 acres (4,225 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Oct 2021)
Tax Bill	$6,272 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:040 L:353 S:069`

Property Details

APN / Parcel Number

Primary APN	`B:040 L:353 S:069`
Alternative APN	`LYNN M:040 B:353 L:069`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,970 sqft Living Area
Gross Area	3,537 sqft
Basement Area	1,023 sqft
Unfinished Basement	1,023 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1918
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,225 sqft (0.097 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	174 MYRTLE ST
City	LYNN
State	MA
Zip	01905-1107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	353
Legal Lot Number	69
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1001
Census Tract	205600

Owner

174 Myrtle St is owned and occupied by two individuals who bought it in October 2021.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	174 MYRTLE ST, LYNN, MA 01905-1107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Line of Credit METRO CU
Oct 29, 2021	Quit Claim Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 27, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Prior Sale	Apr 9, 1998 · Amount on File
Deed Book / Page	40433 / 590
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	174 MYRTLE ST, LYNN, MA 01905-1107
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00040107-2
Date	Jul 23, 2021
Book Page	40107/2
Instrument	20210723000630

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Aug 1, 2045

Interest

Rate Type	Adjustable Rate

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Oct 29, 2021
Property Address	174 MYRTLE ST, LYNN, MA 01905-1107
Document Number	040433-590
Book / Page	40433 / 590
Instrument Date	Oct 29, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	174 MYRTLE ST, LYNN, MA 01905-1107

Mortgage

Document Number	0040433593
Date	Oct 29, 2021
Instrument	40433/593

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 27, 2021
Property Address	174 MYRTLE ST, LYNN, MA 01905-1107
Document Number	39925-519
Book / Page	39925 / 519
Instrument Date	May 20, 2021
Instrument	20210527005920
Transaction Type	Transfer
Record Updated	Jun 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	174 MYRTLE ST, LYNN, MA 01905-1107

Tax Assessment & Valuation

The 2025 property tax bill for 174 Myrtle St was $6,272, up 10.2% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,272.00 (+10.23%)	$605,400 (+12.03%) Land $221,600 Building $383,800	$677,825
2024	$5,690.00 (+1.07%)	$540,400 (+7.03%) Land $194,700 Building $345,700
2023	$5,630.00	$504,900 Land $201,100 Building $303,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Myrtle St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Myrtle St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

Nearby Properties on Myrtle St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures