174 Mt Mitchell View Ct, Nebo, NC 28761 Property Records

McDowell County property record for 174 Mt Mitchell View Ct, Nebo, NC 28761

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,066 sqft · built 2022
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jun 2019)
Tax Bill	$9,698 (2025)
Deeds & Mortgages	Aug 2021 Construction Loan Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`1724-00-61-8966`

Property Details

APN / Parcel Number

Primary APN	`1724-00-61-8966`
Alternative APN	`70088`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,066 sqft Heated Area
Gross Area	6,766 sqft
1st Floor Area	1,748 sqft
Basement Area	1,760 sqft
Finished Basement	1,740 sqft
Unfinished Basement	20 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,242 sqft (1.36 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	70088
Street Address	174 MT MITCHELL VIEW CT
City	NEBO
State	NC
Zip	28761-8959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 SUNSET POINT S/D1.36 AC
Legal Subdivision	SUNSET POINT S/D
Legal Lot Number	25
Jurisdiction	MCDOWELL NC
Township / Civil Division	NEBO
Census Block Group	2
Census Block	2079
Census Tract	970102

Owner

Source: McDowell County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	137 LAKESIDE TRL, RIDGE, NY 11961-3200
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Prior Sale	Jun 30, 2005 · Amount on Record
Deed Document Number	20192940
Deed Book / Page	1278 / 468
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	LAKE JAMES RD, NEBO, NC 28761
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013670275
Date	Aug 30, 2021
Book Page	1367/275
Instrument	2021005581

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 1, 2031
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	8.25%
Margin	3
Max Rate	8.25%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jun 25, 2019
Property Address	LAKE JAMES RD, NEBO, NC 28761
Document Number	0012780468
Book / Page	001278 / 000468
Instrument Date	Jun 21, 2019
Instrument	2940
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	137 LAKESIDE TRL RIDGE NY 119613200, RIDGE, NY 11961-3200

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,698.00	$1,389,540 (-) Land $270,000 Building $1,119,540
2023	$9,698.00	$1,389,540 Land $270,000 Building $1,119,540	$1,389,540 Land $270,000 Building $1,119,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2020–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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