Caldwell County property record for 174 Mount Herman Rd, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,148 sqft · built 1950 |
| Lot Size | 0.913 acres (39,750 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $981 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit May 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 26 1 2 |
| Primary APN | 03 26 1 2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,148 sqft Heated Area |
| Gross Area | 1,510 sqft |
| 1st Floor Area | 1,064 sqft |
| Attic | Attic |
| Attic Area | 212 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 39,750 sqft (0.913 acres) |
| Lot Dimensions | 150 ft deep x 265 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 168675 |
|---|---|
| Street Address | 174 MOUNT HERMAN RD |
| City | HUDSON |
| State | NC |
| Zip | 28638-2332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1987 PG 1930 YR 20 ST 0.00 LIFE ESTATE |
| Legal Subdivision | HICKMAN PROPERTY SUBDIVISION |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30600 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 174 MOUNT HERMAN RD, HUDSON, NC 28638-2332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 7, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2010 |
| Deed Sale | Aug 23, 2010 |
| Prior Sale | Jun 15, 2010 |
| Deed Book / Page | 1747 / 1736 |
| Prior Transfer Date | Jun 10, 2010 |
| Prior Transfer Doc | 0017421440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 174 MOUNT HERMAN RD, HUDSON, NC 28638-2332 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 174 MOUNT HERMAN RD, HUDSON, NC 28638-2332 |
| Document Number | 0020720816 |
|---|---|
| Date | Dec 7, 2022 |
| Book Page | 2072/816 |
| Instrument | 10079342 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | May 7, 2020 |
| Property Address | 174 MOUNT HERMAN RD, HUDSON, NC 28638-2332 |
| Document Number | 0010043818 |
| Book / Page | 001987 / 001930 |
| Instrument Date | May 7, 2020 |
| Instrument | 10043818 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 174 MOUNT HERMAN RD HUDSON NC 286382332, HUDSON, NC 28638-2332 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Hudson Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $981.00 (-20.57%) | $156,200 (+0.06%) Land $25,100 Building $131,100 | |
| 2025 | $1,235.00 (+79.25%) | $156,100 (+81.3%) Land $25,100 Building $131,000 | $156,200 (+81.42%) Land $25,100 Building $131,100 |
| 2024 | $689.00 (+0.73%) | ||
| 2023 | $86,100 (-) Land $25,100 Building $61,000 | $86,100 (-) Land $25,100 Building $61,000 | |
| 2022 | $684.00 | $86,100 Land $25,100 Building $61,000 | $86,100 Land $25,100 Building $61,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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