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174 Mill Rd, Valley Stream, NY 11581 Property Records

Nassau County and Hempstead Town property record for 174 Mill Rd, Valley Stream, NY 11581

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,288 sqft · built 1950
Lot Size0.124 acres (5,400 sqft)
Owner2 Individual Names on File
Tax Bill$9,558 (2025)
Deeds & MortgagesSep 2019 Mortgage
Sep 2019 Loan Modification
+ 2 more
Flood ZoneZone AE (high risk)
APN39-490-00-0036

Property Details

APN / Parcel Number

Primary APN39-490-00-0036
Alternative APNs
  • 2089-39-490-00-0036-0
  • 39490000036000000000
  • 282089 39.-490-36
  • 39490 00360

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
Gross Area1,498 sqft
1st Floor Area790 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialOther
Lot Area5,400 sqft (0.124 acres)
Lot Dimensions89 ft deep x 60 ft wide
View / LotHighway
Garage TypeAttached
Garage Area210 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39490 00360
Street Address174 MILL RD
CityVALLEY STREAM
StateNY
Zip11581-2524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 024
Legal SubdivisionMAP OF WEST SUNBURY
Legal Block490
Legal Lot Number36
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group3
Census Block3001
Census Tract410900

Owner

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address174 MILL RD, VALLEY STREAM, NY 11581-2524
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Sep 18, 2019Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
QUICKEN LNS
Oct 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Oct 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMar 6, 2024
Transfer DocD145660567
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address174 MILL RD, VALLEY STREAM, NY 11581-2524
Document Number0437200454
Instrument DateSep 18, 2019
Transaction TypeMortgage
Record UpdatedNov 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 MILL RD VALLEY STREAM NY 115812524, VALLEY STREAM, NY 11581-2524

Mortgage

Document Number0437200454
DateOct 7, 2019
Book Page043720/000454
Instrument87111
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 6, 2039

September 2019: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionNASSAU NY
Property Address174 MILL RD, VALLEY STREAM, NY 11581-2524
Document Number0437200478
Instrument DateSep 18, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 MILL RD VALLEY STREAM NY 115812524, VALLEY STREAM, NY 11581-2524

Mortgage

Document Number0437200478
DateOct 7, 2019
Book Page043720/000478
Instrument87112
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 6, 2039
Interest
Rate TypeFixed Rate
Rate3.62%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address174 MILL RD, VALLEY STREAM, NY 11581-2524
Document Number0431100631
Instrument DateOct 9, 2018
Transaction TypeMortgage
Record UpdatedNov 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 MILL RD VALLEY STREAM NY 115812524, VALLEY STREAM, NY 11581-2524

Mortgage

Document Number0431100631
DateOct 19, 2018
Book Page043110/000631
Instrument93735
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 18, 2033

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address174 MILL RD, VALLEY STREAM, NY 11581-2524
Document Number0424870650
Book / Page042487 / 000650
Instrument DateOct 24, 2017
Transaction TypeMortgage
Record UpdatedDec 6, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 MILL RD VALLEY STREAM NY 115812524, VALLEY STREAM, NY 11581-2524

Mortgage

Document Number0424870650
DateNov 8, 2017
Book Page042487/000650
Instrument110562
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 7, 2037

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
Elementary School DistrictValley Stream Union Free School District 24 (KG - 06)
Secondary School DistrictValley Stream Central High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$397 (-) Land $169 Building $228$397,000 (-)
2025$9,558.00 (+1.56%)$397 (-) Land $169 Building $228$397,000 (-)
2023$9,411.00 Additional exemption filed$397 Land $169 Building $228$397,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 148 policies
Nearby Flood Policies148 in force
Nearby Flood Claims163 (1980–2024)
Claims Outside the SFHA42 of 163
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Severe Storm And Flooding, Sep 2023 · 8 claims
  • Hurricane Sandy, Nov 2012 · 98 claims
  • Hurricane Irene, Sep 2011 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - LYNBROOK
private · serves 220,000 people · EPA ID NY2902835
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300
T-Mobile USA
Fixed Wireless		100 / 20

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