Berrien County property record for 174 Messner Dr, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,117 sqft · built 1954 |
| Lot Size | 0.175 acres (7,623 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Sep 2021) |
| Tax Bill | $2,644 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-8280-0029-00-2 |
| Primary APN | 03-8280-0029-00-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,117 sqft Living Area |
| 1st Floor Area | 1,117 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Raised Ranch |
| Lot Area | 7,623 sqft (0.175 acres) |
| Lot Dimensions | 127 ft deep x 60 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 174 MESSNER DR |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-6516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 SING FA |
| Legal Description | LOT 29 VAUGHAN SUB |
| Legal Subdivision | VAUGHAN SUB |
| Legal Lot Number | 29 |
| Legal Unit | 29 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 2000 |
174 Messner Dr is owned and occupied by an individual who bought it in September 2021.
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 174 MESSNER DR, BENTON HARBOR, MI 49022-6516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Nov 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 28, 2021 | Warranty Deed, Transfer · FHA Mortgage HORIZON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on File |
| Deed Sale | Sep 28, 2021 · Amount on File |
| Prior Sale | Apr 6, 2016 · Amount on File |
| Deed Book / Page | 3346 / 701 |
| Prior Transfer Date | Oct 26, 2006 |
| Prior Transfer Doc | 02759/0512 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 29, 2026 |
| Property Address | 174 MESSNER DR, BENTON HARBOR, MI 49022-6516 |
| Document Number | 0000466860 |
| Book / Page | 3483 / 2907 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 2026466860 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 174 MESSNER DR, BENTON HARBOR, MI 49022-6516 |
| Document Number | 0000466860, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 3483/2907 |
| Instrument | 2026466860 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 303 Months |
| Due | Oct 1, 2051 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 174 MESSNER DR, BENTON HARBOR, MI 49022-6516 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 174 MESSNER DR, BENTON HARBOR, MI 49022-6516 |
| Document Number | 03415/4308 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 3415/4308 |
| Instrument | 2023392984 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 174 MESSNER DR, BENTON HARBOR, MI 49022-6516 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 174 MESSNER DR, BENTON HARBOR, MI 49022-6516 |
| Document Number | 03390/2563 |
|---|---|
| Date | Nov 2, 2022 |
| Book Page | 3390/2563 |
| Instrument | 2022366219 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 28, 2021 |
| Property Address | 174 MESSNER DR, BENTON HARBOR, MI 49022-6516 |
| Document Number | 003346/701 |
| Book / Page | 3346 / 701 |
| Instrument Date | Sep 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 174 MESSNER DR, BENTON HARBOR, MI 49022-6516 |
| Document Number | 0003346702 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 3346/702 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 174 Messner Dr was $2,644 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Benton Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $82,000 | $164,000 | |
| 2025 | $2,644.00 | ||
| 2023 | $76,700 | $153,400 | |
| 2022 | $2,672.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 174 Messner Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 174 Messner Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726 |
|---|---|
| Water Source | Purchased surface water from ST JOSEPH |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures