Brevard County property record for 174 Memory Ln NE, Palm Bay, FL 32907
| Property Type | Single Family Home |
|---|---|
| Details | 2,074 sqft · built 2019 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $264,100 (Oct 2018) |
| Tax Bill | $3,810 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-19-MH-2107-11 |
| Primary APN | 28-37-19-MH-2107-11 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,074 sqft Living Area |
| Gross Area | 2,833 sqft |
| 1st Floor Area | 2,074 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 133 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 275 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 2829285 |
|---|---|
| Street Address | 174 MEMORY LN NE |
| City | PALM BAY |
| State | FL |
| Zip | 32907-1145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRE |
| Legal Description | PORT MALABAR UNIT 21, 1ST REPLAT OF LOT 11 BLK 2107 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 19 |
| Legal Subdivision | PORT MALABAR UNIT 21, 1ST REPLAT OF |
| Legal Block | 2107 |
| Legal Lot Number | 11 |
| Legal Unit | 21 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 71335 |
174 Memory Ln NE is owned and occupied by an individual who acquired it in February 2026.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 174 MEMORY LN NE, PALM BAY, FL 32907-1145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGEPROS LLC |
| Feb 12, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 1, 2018 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage CHRISTENSEN FINANCIAL INC |
| Dec 20, 2017 | Warranty Deed, Transfer TITLE COMPANY/BREVARD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on File |
| Deed Sale | Oct 1, 2018 · Amount on File |
| Prior Sale | Dec 20, 2017 · Amount on File |
| Deed Document Number | 2018219308 |
| Deed Book / Page | 8274 / 1171 |
| Last Transfer Date | Feb 4, 2026 |
| Transfer Doc | 0105452119 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 174 MEMORY LN NE, PALM BAY, FL 32907-1145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 174 MEMORY LN NE, PALM BAY, FL 32907-1145 |
| Document Number | 0105400053 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | 10540/53 |
| Instrument | 2026023711 |
| Name | MORTGAGEPROS LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Feb 12, 2026 |
| Property Address | 174 MEMORY LN NE, PALM BAY, FL 32907-1145 |
| Document Number | 0105452119 |
| Book / Page | 10545 / 2119 |
| Map Reference | MB 24 PG 5 |
| Instrument Date | Feb 4, 2026 |
| Instrument | 2026028809 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 174 MEMORY LN NE, PALM BAY, FL 32907-1145 |
| Name | Verified Name |
|---|---|
| Address | 174 MEMORY LN NE, PALM BAY, FL 32907-1145 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 174 MEMORY LN NE, PALM BAY, FL 32907-1145 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 174 MEMORY LN NE, PALM BAY, FL 32907-1145 |
| Document Number | 0091832664 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 9183/2664 |
| Instrument | 2021177530 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 327 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Oct 1, 2018 |
| Property Address | 174 MEMORY LN NE, PALM BAY, FL 32907-1145 |
| Document Number | 0082741171 |
| Book / Page | 8274 / 1171 |
| Map Reference | MB 24 PG 5 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 2018219308 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,848.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 780 S APOLLO BLVD STE 100, 780, MELBOURNE, FL 32901-1402 |
| Name | Verified Name |
|---|---|
| Address | 174 MEMORY LN NE, PALM BAY, FL 32907-1145 |
| Document Number | 2018219309 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 2018219309 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Dec 20, 2017 |
| Property Address | 174 MEMORY LN NE, PALM BAY, FL 32907-1145 |
| Document Number | 0080522463 |
| Book / Page | 008052 / 002463 |
| Instrument Date | Dec 7, 2017 |
| Instrument | 264635 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2018 |
| Title Company | TITLE COMPANY/BREVARD |
| Amount | Amount on Record |
|---|---|
| Tax | $153.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 780 S APOLLO BLVD #1 MELBOURNE FL 329011402, 1, MELBOURNE, FL 32901-1402 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 174 Memory Ln NE was $3,810, up 2.4% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,890 (+2.7%) | $313,640 (+1.08%) | |
| 2025 | $3,810.00 (+2.42%) Homeowner's exemption | $247,220 | $310,280 |
| 2024 | $3,720.00 (+2.23%) | ||
| 2023 | $3,639.00 (+3.44%) Homeowner's exemption | $233,270 (+3%) | $328,110 (+8.01%) Land $44,000 Building $284,110 |
| 2022 | $3,518.00 Homeowner's exemption | $226,480 | $303,790 Land $35,000 Building $268,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 174 Memory Ln NE in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 3 (2004–2008) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 174 Memory Ln NE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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