174 McKenney Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 174 McKenney Rd, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,088 sqft · built 1974
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$468,500 (Jun 2026)
Tax Bill	$4,963 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D3365R`

Property Details

APN / Parcel Number

Primary APN	`D3365R`
Alternative APNs	`SACO M:125 L:006 U:003-000` `M:125 L:006 U:003=000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area
Gross Area	3,184 sqft
1st Floor Area	1,088 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	D3365R
Street Address	174 MCKENNEY RD
City	SACO
State	ME
Zip	04072-9397
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	6
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1010
Census Tract	5100

Owner

174 McKenney Rd is owned by two individuals who bought it in June 2026.

Source: York County and Saco City records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	154 WARDTOWN RD, FREEPORT, ME 04032-6838
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Aug 3, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLESCHOICE CREDIT UNION
Jan 6, 2026	Quit Claim Deed, Transfer · Conventional Mortgage LIBERTY 1 LENDING INC
Feb 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Aug 13, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Prior Sale	Jan 6, 2026 · Amount on File
Deed Document Number	20262026021830
Deed Book / Page	19932 / 117
Prior Transfer Date	Dec 26, 2025
Prior Transfer Doc	0198200152
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Jun 25, 2026
Property Address	174 MCKENNEY RD, SACO, ME 04072-9397
Document Number	0000021830
Book / Page	19932 / 117
Instrument Date	Jun 22, 2026
Instrument	202621830
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	154 WARDTOWN RD, FREEPORT, ME 04032-6838

Mortgage

Date	Jun 25, 2026

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	174 MCKENNEY RD, SACO, ME 04072-9397
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190830917
Date	Aug 3, 2022
Book Page	19083/917
Instrument	2022032611

Lender

Name	PEOPLESCHOICE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Jan 6, 2026
Property Address	174 MCKENNEY RD, SACO, ME 04072-9397
Document Number	0198200152
Book / Page	19820 / 152
Instrument Date	Dec 26, 2025
Instrument	2026000349
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 MCKENNEY RD, SACO, ME 04072-9397

Mortgage

Document Number	2026000350
Date	Jan 6, 2026
Instrument	2026000350

Lender

Name	LIBERTY 1 LENDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2033
Index	Other

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	174 MCKENNEY RD, SACO, ME 04072-9397
Transaction Type	Mortgage
Record Updated	Jul 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181780781
Date	Feb 24, 2020
Book Page	18178/781
Instrument	2020008921

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Aug 13, 2019
Property Address	174 MCKENNEY RD, SACO, ME 04072-9397
Document Number	0180180101
Book / Page	18018 / 101
Instrument Date	Aug 8, 2019
Instrument	2019032619
Transaction Type	Transfer
Record Updated	Jul 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29B ERMA LN, BUXTON, ME 04093-6359

Mortgage

Document Number	2019032620
Date	Aug 13, 2019
Instrument	2019032620

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 174 McKenney Rd was $4,963, up 2.4% from the year before.

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,963.00 (+2.41%)	$349,500 (+1.33%) Land $147,300 Building $202,200
2024	$4,846.00	$344,900 Land $147,300 Building $197,600	$407,455
2022	$4,643.00	$253,300 Land $112,100 Building $141,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 McKenney Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 McKenney Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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