174 Maynard St, #176, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 174 Maynard St, #176, Springfield, MA 01109

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,512 sqft · built 1921
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Dec 2008)
Tax Bill$3,366 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Aug 2019 Refinance
Flood ZoneZone X (minimal risk)
APNSPRI S:08430 P:0036

Property Details

APN / Parcel Number

Primary APNSPRI S:08430 P:0036
Alternative APN
  • 84300036

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,512 sqft Living Area
1st Floor Area1,222 sqft

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Architectural StyleDuplex Single
Exterior MaterialAsbestos
Lot Area5,001 sqft (0.115 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number84300036
Street Address174 MAYNARD ST, 176
CitySPRINGFIELD
StateMA
Zip01109-4401
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2008
Census Tract801401

Owner

Source: Hampden County and Springfield City records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address174 MAYNARD ST, 176, SPRINGFIELD, MA 01109-4401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2026Deed of Trust, Mortgage · Line of Credit
FREEDOM CREDIT UNION
Aug 2, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
LUSO FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2008 · Amount on Record
Deed SaleDec 5, 2008 · Amount on Record
Prior SaleOct 1, 2008 · Amount on Record
Deed Document Number200877477
Deed Book / Page17567 / 426
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Recording DateApr 14, 2026
Property Address174 MAYNARD ST, 176, SPRINGFIELD, MA 01109-4401
Document Number026289-317
Book / Page26289 / 317
Instrument DateApr 8, 2026
Instrument202615901
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 MAYNARD ST, 176, SPRINGFIELD, MA 01109-4401

Mortgage

Document Number0000015901,
DateApr 14, 2026
Book Page26289/317
Instrument202615901
Lender
NameFREEDOM CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 1, 2046
Interest
Rate6.11%
Max Rate-1%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address174-176 MAYNARD ST, SPRINGFIELD, MA 01109
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22787-313
DateAug 2, 2019
Book Page22787/313
Instrument43217
Lender
NameLUSO FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 1, 2034

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,366.00 (+6.55%)$214,700 (+15.87%) Land $30,000 Building $184,700
2023$3,159.00$185,300 Land $27,300 Building $158,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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