174 Maple St, Cornelia, GA 30531 Property Records

Habersham County property record for 174 Maple St, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,616 sqft · built 1963
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Oct 2024)
Tax Bill	$4,402 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`116B065`

Property Details

APN / Parcel Number

Primary APN	`116B065`
Alternative APNs	`675697` `409707`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,616 sqft Heated Area
Gross Area	3,020 sqft
1st Floor Area	1,616 sqft
Basement Area	434 sqft
Unfinished Basement	434 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,234 sqft (0.74 acres)
Lot Dimensions	175 ft deep x 185 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	409707
Street Address	174 MAPLE ST
City	CORNELIA
State	GA
Zip	30531-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10-173 PB 62-178 DB 1378-808
Legal Subdivision	PARK VIEW
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2082
Census Tract	400

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	174 MAPLE ST, CORNELIA, GA 30531-3715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Apr 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTH MAIN CREDIT UNION
Sep 4, 2018	Warranty Deed, Transfer
Sep 4, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2024 · Amount on Record
Deed Sale	Oct 2, 2024 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Book / Page	1378 / 808
Prior Transfer Date	Jul 6, 2016
Prior Transfer Doc	0000001212
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	174 MAPLE ST, CORNELIA, GA 30531-3715
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 MAPLE ST, CORNELIA, GA 30531-3715

Mortgage

Document Number	0000001213/0000000246
Date	Feb 21, 2020
Book Page	0000001213/0000000246

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2048

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	174 MAPLE ST, CORNELIA, GA 30531-3715
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 MAPLE ST, CORNELIA, GA 30531-3715

Mortgage

Document Number	0000001303/0000000227
Date	Apr 20, 2022
Book Page	0000001303/0000000227
Instrument	2022002989

Lender

Name	NORTH MAIN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 4, 2018
Property Address	174 MAPLE ST, CORNELIA, GA 30531-3715
Document Number	1175/385
Book / Page	1175 / 385
Instrument Date	Sep 4, 2018
Instrument	2018-001618
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 MAPLE ST, CORNELIA, GA 30531-3715

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 4, 2018
Property Address	174 MAPLE ST, CORNELIA, GA 30531-3715
Document Number	001175/385
Book / Page	1175 / 385
Instrument Date	Sep 4, 2018
Instrument	2018-001618
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 MAPLE ST, CORNELIA, GA 30531-3715

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,402.00 (+89.58%)	$136,318 (+52.32%) Land $19,663 Building $116,655	$340,796 (+52.32%) Land $49,158 Building $291,638
2023	$2,322.00 (+13.38%)	$89,492 (+13.41%) Land $15,540 Building $73,952	$223,730 (+13.41%) Land $38,850 Building $184,880
2022	$2,048.00	$78,908 Land $15,540 Building $63,368	$197,270 Land $38,850 Building $158,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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