174 Main St, Winsted, CT 06098 Property Records

Winchester Town property record for 174 Main St, Winsted, CT 06098

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Dec 2012)
Tax Bill	$4,913 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2021 Refinance + 1 more
APN	`WINC M:111 B:009 L:012`

Property Details

APN / Parcel Number

Primary APN	`WINC M:111 B:009 L:012`
Alternative APNs	`M:111 B:009 L:012 U:842` `WSTR M:111 B:009 L:012` `1298`

Interior

Units	3 Units

Exterior

Architectural Style	Triplex
Lot Area	6,534 sqft (0.15 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	1298
Street Address	174 MAIN ST
City	WINSTED
State	CT
Zip	06098-1760
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	CB-2
Legal Block	9
Legal Lot Number	12
Jurisdiction	WINCHESTER CT
Township / Civil Division	WINCHESTER
Census Block Group	5
Census Block	5012
Census Tract	320102

Owner

174 Main St, a residential property, is owned by an individual who bought it in December 2012.

Source: Winchester Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	45 CENTER ST, WINSTED, CT 06098-1639
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit SILVER HL CAPITAL LLC
Jun 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STRONGHILL CAPITAL LLC
Aug 31, 2017	Deed of Trust, Mortgage SILVER HILL FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2012 · Amount on File
Deed Sale	Dec 13, 2012 · Amount on File
Prior Sale	Dec 13, 2011 · Amount on File
Deed Document Number	20125
Deed Book / Page	410 / 430
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	174 MAIN ST, WINSTED, CT 06098-1760
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00492-1045
Date	Sep 30, 2025
Book Page	492/1045

Lender

Name	SILVER HL CAPITAL LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	174 MAIN ST, WINSTED, CT 06098-1760
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000461-551
Date	Jun 11, 2021
Book Page	461/551
Instrument	1126810018

Lender

Name	STRONGHILL CAPITAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	174 MAIN ST, WINSTED, CT 06098-1735
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000435-721
Date	Aug 31, 2017
Book Page	435/721
Instrument	710680011

Lender

Name	SILVER HILL FINANCIAL

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 174 Main St was $4,913.

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,913.00	$168,420 Land $20,720 Building $147,700	$117,894 Land $14,504 Building $103,390
2024	$4,913.00 (+10.53%)
2023	$4,445.00 (+1.67%)	$168,420 (+29.22%) Land $20,720 Building $147,700
2022	$4,372.00	$130,340 Land $15,050 Building $115,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 174 Main St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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