174 Main St, Westerly, RI 02891 Property Records

Westerly Town property record for 174 Main St, Westerly, RI 02891 · Last verified July 2026

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 4 ba · 3,774 sqft · built 1880
Lot Size	0.208 acres (9,049 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Dec 2019)
Tax Bill	$3,881 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`WEST M:76 B:38`

Property Details

APN / Parcel Number

Primary APN	`WEST M:76 B:38`
Alternative APNs	`M:076 B:38 L` `23136605`

Interior

Bedrooms	9 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Units	4 Units
Stories	3 Stories
Building Area	3,774 sqft Living Area
Gross Area	6,390 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,049 sqft (0.208 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	23136605
Street Address	174 MAIN ST
City	WESTERLY
State	RI
Zip	02891-7118
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Block	38
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3007
Census Tract	50801

Owner

Source: Westerly Town records · APN WEST M:76 B:38

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4225 FLAT RIVER RD, GREENE, RI 02827-1513
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Prior Sale	Sep 15, 2009 · Amount on Record
Deed Document Number	20195435
Deed Book / Page	2019 / 21775
Record Updated	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Dec 17, 2019
Property Address	174 MAIN ST, WESTERLY, RI 02891-7118
Document Number	2019-1775
Book / Page	002019 / 021775
Instrument Date	Dec 16, 2019
Instrument	5435
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 FLAT RIVER RD COVENTRY RI 028271513, COVENTRY, RI 02827-1513

Mortgage

Document Number	2019-1777
Date	Dec 17, 2019
Book Page	002019/021777
Instrument	5436

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,881.00 (+24.23%)	$498,800 (+62.21%) Land $145,000 Building $353,800
2023	$3,124.00 (+0.58%)	$307,500 (-) Land $103,800 Building $203,700
2022	$3,106.00	$307,500 Land $103,800 Building $203,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Aug 1991, river or lake flooding, Hurricane Bob

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 361 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Cogeco Cable Holdings II, Verizon, Xfinity, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.