174 Main St, Orleans, MA 02653 Property Records

Barnstable County and Orleans Town property record for 174 Main St, Orleans, MA 02653

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,338 sqft · built 1835
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Sep 2006)
Tax Bill	$7,605 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`ORLE M:035.0 B:0035 L:0000.0`

Property Details

APN / Parcel Number

Primary APN	`ORLE M:035.0 B:0035 L:0000.0`
Alternative APN	`2640`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,338 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1835
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	22,651 sqft (0.52 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2640
Street Address	174 MAIN ST
City	ORLEANS
State	MA
Zip	02653-3430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	35
Jurisdiction	ORLEANS MA
Township / Civil Division	ORLEANS
Census Block Group	1
Census Block	1031
Census Tract	10500

Owner

174 Main St is owned and occupied by two individuals who bought it in September 2006.

Source: Barnstable County and Orleans Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	174 MAIN ST, ORLEANS, MA 02653-3430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Nov 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2006 · Amount on File
Deed Sale	Sep 29, 2006 · Amount on File
Prior Sale	Oct 3, 1995 · Amount on File
Deed Document Number	2006144630
Deed Book / Page	21393 / 182
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS MA
Property Address	174 MAIN ST, ORLEANS, MA 02653-3430
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034974-51
Date	Mar 15, 2022
Book Page	34974/51
Instrument	13497

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	541 Months
Due	Apr 1, 2067

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS MA
Property Address	174 MAIN ST, ORLEANS, MA 02653-3430
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34669-302
Date	Nov 17, 2021
Book Page	34669/302
Instrument	75258

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 174 Main St was $7,605, up 7.1% from the year before.

Source: Barnstable County and Orleans Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Orleans Town
Secondary School District	Nauset School District (06 - 12)
Elementary School District	Orleans School District (KG - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,605.00 (+7.08%)	$1,218,800 (+1%) Land $293,700 Building $925,100	$1,101,240
2024	$7,102.00 (+10.73%)	$1,108,000 (+7.63%) Land $288,000 Building $820,000
2023	$6,414.00	$1,029,500 Land $266,700 Building $762,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Main St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	10 (1978–2026)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 3 claims Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLEANS WATER DEPARTMENT serves 17,460 people · EPA ID MA4224000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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