174 Main St, Durham, CT 06422 Property Records

Durham Town property record for 174 Main St, Durham, CT 06422

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,520 sqft · built 2020
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,000 (Jan 2023)
Tax Bill	$9,516 (2026)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DURH C0045500`

Property Details

APN / Parcel Number

Primary APN	`DURH C0045500`
Alternative APNs	`C0045500` `48 26`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area
Basement Area	985 sqft
Unfinished Basement	985 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	C0045500
Street Address	174 MAIN ST
City	DURHAM
State	CT
Zip	06422-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MAIN S
Jurisdiction	DURHAM CT
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3028
Census Tract	585100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Main Street Historic District listed 1986 · 112 contributing resources · NRIS 86002837

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Durham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	174 MAIN ST, DURHAM, CT 06422-2106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Oct 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Jan 25, 2023	Warranty Deed, Transfer NONE AVILABALE
Feb 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
May 8, 2019	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2023 · Amount on Record
Deed Sale	Jan 25, 2023 · Amount on Record
Prior Sale	May 8, 2019 · Amount on Record
Deed Book / Page	301 / 384
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM CT
Property Address	174 MAIN ST, DURHAM, CT 06422-2106
Transaction Type	Mortgage
Record Updated	Jul 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00295-1041
Date	Oct 19, 2021
Book Page	295/1041

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM CT
Property Address	174 MAIN ST, DURHAM, CT 06422-2106
Transaction Type	Mortgage
Record Updated	Jul 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00295-1056
Date	Oct 19, 2021
Book Page	295/1056

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM CT
Recording Date	Jan 25, 2023
Property Address	174 MAIN ST, DURHAM, CT 06422-2106
Document Number	000301-384
Book / Page	301 / 384
Instrument Date	Jan 23, 2023
Transaction Type	Transfer
Record Updated	Jul 11, 2025
Title Company	NONE AVILABALE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM CT
Property Address	174 MAIN ST, DURHAM, CT 06422-2106
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000286-556
Date	Feb 26, 2020
Book Page	286/556

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Mar 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DURHAM CT
Recording Date	May 8, 2019
Property Address	174 MAIN ST, DURHAM, CT 06422-2106
Document Number	283-571
Book / Page	000283 / 000571
Instrument Date	May 8, 2019
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 HADDAM QUARTER RD DURHAM CT 064221804, DURHAM, CT 06422-1804

Tax Assessment & Valuation

Source: Durham Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Durham Town
Unified School District	Regional School District 13 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,516.00 (+31.73%)	$339,850 (+75.91%) Land $101,780 Building $238,070	$294,154 (+117.51%)
2025	$7,224.00	$193,200 (+45.8%) Land $58,300 Building $134,900	$135,240 Land $40,810 Building $94,430
2024	$7,224.00 (+56.74%)
2023	$4,609.00 (+0.61%)	$132,510 (-) Land $58,310 Building $74,200
2022	$4,581.00	$132,510 Land $58,310 Building $74,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DURHAM CENTER DIVISION serves 1,601 people · EPA ID CT0380021
Water Source	Purchased surface water from MIDDLETOWN WATER DEPARTMENT
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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