1. Home
  2. New York
  3. Oneonta
  4. Main St

174 Main St, #178, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 174 Main St, #178, Oneonta, NY 13820

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details7,200 sqft · built 1975
Lot Size0.05 acres (2,178 sqft)
OwnerCompany Name on File
Last Sale$325,000 (Aug 2012)
Tax Bill$11,670 (2026)
Deeds & MortgagesMar 2021 Transfer
Feb 2020 Transfer
Flood ZoneZone X (minimal risk)
APN361200 300.31-1-22

Property Details

APN / Parcel Number

Primary APN361200 300.31-1-22
Alternative APNs
  • 120030003100010220000000
  • 3911 3751

Interior

Stories3 Stories
Building Area7,200 sqft Gross Area
Basement Area2,400 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area2,178 sqft (0.05 acres)
Lot Dimensions80 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 3751
Street Address174 MAIN ST, 178
CityONEONTA
StateNY
Zip13820
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code320
Legal Block1
Legal Lot Number22.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group2
Census Block2001
Census Tract591100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Oneonta Downtown Historic District
listed 2003 · 65 contributing resources · NRIS 03001245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

174 Main St, #178 is owned by a company that acquired it in February 2021.

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address178 MAIN ST, ONEONTA, NY 13820-2678
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2021Quit Claim Deed, Transfer
Quitclaim
Feb 14, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2012 · Amount on File
Deed SaleAug 16, 2012 · Amount on File
Deed Book / Page2012 / 4142
Last Transfer DateFeb 3, 2021
Transfer Doc0000000646
Record UpdatedOct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOTSEGO NY
Recording DateMar 24, 2021
Property Address174-178 MAIN ST, ONEONTA, NY 13820
Document Number0000000646
Instrument DateFeb 3, 2021
Instrument2021-1646
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 MAIN ST, ONEONTA, NY 13820-2678

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOTSEGO NY
Recording DateFeb 14, 2020
Property Address174-178 MAIN ST, ONEONTA, NY 13820
Document Number0000000741
Instrument DateFeb 6, 2020
Instrument741
Transaction TypeTransfer
Record UpdatedMar 9, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 MAIN ST ONEONTA NY 138202678, ONEONTA, NY 13820-2678

Tax Assessment & Valuation

The 2026 property tax bill for 174 Main St, #178 was $11,670, up 2.5% from the year before.

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,670.00 (+2.49%)
2025$11,387.00$300,000 Land $15,000 Building $285,000$422,535 Land $21,127 Building $401,408
2023$300,000 Land $15,000 Building $285,000$370,370 Land $18,518 Building $351,852

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Main St, #178 in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims20 (1986–2014)
Claims Outside the SFHA4 of 20
Most Recent ClaimFeb 2014
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 9 claims
  • Severe Storms And Flooding, Jun 2006 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Main St, #178 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures