174 Main Rd, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 174 Main Rd, Phippsburg, ME 04562

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 744 sqft · built 1989
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$243,800 (Dec 2021)
Tax Bill	$2,885 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PHIP M:003 L:004`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:003 L:004`
Alternative APN	`2173`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	744 sqft Living Area
1st Floor Area	744 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	2173
Street Address	174 MAIN RD
City	PHIPPSBURG
State	ME
Zip	04562-4144
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA
Legal Lot Number	4
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	2
Census Block	2002
Census Tract	970700

Owner

Source: Sagadahoc County and Phippsburg Town assessment roll, APN PHIP M:003 L:004, as of May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	174 MAIN RD, PHIPPSBURG, ME 04562-4144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 06, 2021 · Amount on Record
Deed Sale	Dec 06, 2021 · Amount on Record
Prior Sale	Aug 02, 2011 · Amount on Record
Deed Document Number	202110403
Prior Transfer Date	Nov 23, 2021
Prior Transfer Doc	0000010403
Record Updated	Jun 08, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PHIPPSBURG ME
Recording Date	Dec 06, 2021
Property Address	174 MAIN RD, PHIPPSBURG, ME 04562-4144
Document Number	0000010403
Instrument Date	Nov 23, 2021
Instrument	2021R-10403
Transaction Type	Transfer
Record Updated	Feb 03, 2022

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	174 MAIN RD, PHIPPSBURG, ME 04562-4144

Mortgage

Document Number	0000010404
Date	Dec 06, 2021
Instrument	2021R-10404

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sagadahoc County and Phippsburg Town assessment roll as of May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,885.00 (+4.83%)	$233,600 (-) Land $70,500 Building $163,100
2024	$2,752.00 (+2.99%)	$233,600 (-) Land $70,500 Building $163,100
2023	$2,672.00 (+13.03%)	$233,600 (-) Land $70,500 Building $163,100
2022	$2,364.00	$233,600 Land $70,500 Building $163,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sagadahoc County (23023C), as of April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230239707002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Mar 2024 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 15 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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