174 Los Arcos Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 174 Los Arcos Rd, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	2,040 sqft · built 2024
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$6,298 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R8718212`

Property Details

APN / Parcel Number

Primary APN	`R8718212`

Interior

Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Mobile Home
Lot Area	21,780 sqft (0.5 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	174 LOS ARCOS RD
City	ELGIN
State	TX
Zip	78621-2092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOS SENDEROS, BLOCK H, LOT 9, ACRES 0.5000, (TINY HOME) (MH 30X58, S/N PHH330TX2426170A/B, L/N PFS1353066/67)
Legal Subdivision	LOS SENDEROS
Legal Block	H
Legal Lot Number	9
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2008
Census Tract	950102

Owner

174 Los Arcos Rd is owned and occupied by an individual who acquired it in January 2024.

Source: Bastrop County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	174 LOS ARCOS RD, ELGIN, TX 78621-2092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage 21ST MORTGAGE CORP
Apr 9, 2020	Vendor's Lien, Subdivision Related Transfer · Commercial Mortgage CENTEX LOS SENDEROS LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2024
Deed Sale	Jan 10, 2024
Prior Sale	Sep 27, 2023
Deed Document Number	2024512
Prior Transfer Date	Feb 28, 2020
Prior Transfer Doc	0000005661
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BASTROP TX
Recording Date	Jan 10, 2024
Property Address	174 LOS ARCOS RD, ELGIN, TX 78621-2092
Document Number	0202400512
Map Reference	CAB 7 PG 27A
Instrument Date	Jan 9, 2024
Instrument	202400512
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 LOS ARCOS RD, ELGIN, TX 78621-2092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 LOS ACROS RD, ELGIN, TX 78621-2092

Mortgage

Document Number	0202400514
Date	Jan 10, 2024
Instrument	202400514

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 15, 2049

April 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Apr 9, 2020
Property Address	174 LOS ARCOS RD, ELGIN, TX 78621-2092
Document Number	202005661
Map Reference	DOC 7/27A-28A
Instrument Date	Feb 28, 2020
Instrument	202005661
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 365, LA BLANCA, TX 78558-0365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 YOUNGS PRAIRIE RD, TX 78821

Mortgage

Document Number	202005662
Date	Apr 9, 2020
Instrument	202005662

Lender

Name	CENTEX LOS SENDEROS LP
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 174 Los Arcos Rd was $6,298.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,298.00	$322,083 Land $124,182 Building $197,901	$322,083 Land $124,182 Building $197,901
2023	$1,219.00 (-18.35%)	$67,063 Land $46,875 Building $20,188	$67,063 Land $46,875 Building $20,188
2022	$1,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Los Arcos Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Los Arcos Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: SOS Communications.

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