174 Locksley Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 174 Locksley Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,494 sqft · built 1959
Lot Size	0.925 acres (40,302 sqft)
Owner	2 Individual Names on File
Last Sale	$815,000 (Apr 2019)
Tax Bill	$13,281 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0043 B:0000 L:0243`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0043 B:0000 L:0243`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,494 sqft Living Area
Gross Area	6,092 sqft
Basement Area	1,353 sqft
Finished Basement	884 sqft
Unfinished Basement	469 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,302 sqft (0.925 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	174 LOCKSLEY RD
City	LYNNFIELD
State	MA
Zip	01940-1447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	243
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	1
Census Block	1000
Census Tract	209100

Owner

174 Locksley Rd is owned and occupied by two individuals who bought it in April 2019.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	174 LOCKSLEY RD, LYNNFIELD, MA 01940-1447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SAVINGS BANK TRUST
Jun 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Mar 30, 2020	Deed of Trust, Mortgage · Conventional with PMI RESIDENTIAL MTG SVC
Apr 10, 2019	Quit Claim Deed, Transfer · Conventional Mortgage RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2019 · Amount on File
Deed Sale	Apr 10, 2019 · Amount on File
Deed Document Number	2019600997
Prior Transfer Date	Apr 9, 2019
Prior Transfer Doc	600997
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	174 LOCKSLEY RD, LYNNFIELD, MA 01940-1447
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000648543
Date	Dec 11, 2023
Instrument	648543

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2044

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	174 LOCKSLEY RD, LYNNFIELD, MA 01940-1447
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	626593
Date	Jun 25, 2021
Instrument	626593

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	174 LOCKSLEY RD, LYNNFIELD, MA 01940-1447
Document Number	0000611174
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 LOCKSLEY RD LYNNFIELD MA 019401447, LYNNFIELD, MA 01940-1447

Mortgage

Document Number	0000611174
Date	Apr 3, 2020
Instrument	611174

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Apr 10, 2019
Property Address	174 LOCKSLEY RD, LYNNFIELD, MA 01940-1447
Document Number	0000600997
Instrument Date	Apr 9, 2019
Instrument	600997
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,716.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	174 LOCKSLEY RD LYNNFIELD MA 019401447, LYNNFIELD, MA 01940-1447

Mortgage

Document Number	600998
Date	Apr 10, 2019
Instrument	600998

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 174 Locksley Rd was $13,281, up 12.9% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,281.00 (+12.89%)	$1,158,900 (+4.02%) Land $733,200 Building $425,000	$1,276,340 (+10.09%)
2025	$11,765.00 (+7.88%)	$1,114,100 (+7.36%) Land $704,800 Building $409,300	$1,159,380
2024	$10,906.00 (+0.66%)	$1,037,700 (+8.23%) Land $658,700 Building $379,000
2023	$10,834.00	$958,800 Land $624,700 Building $334,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Locksley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1982–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Locksley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD WATER DIST. (MWRA) serves 4,820 people · EPA ID MA3164001
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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