174 Lloyd St, Cedar Bluff, VA 24609 Property Records

Tazewell County property record for 174 Lloyd St, Cedar Bluff, VA 24609

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,128 sqft · built 1960
Lot Size	19.4 acres (847,329 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (May 2024)
Tax Bill	$7 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`157 04 0032`

Property Details

APN / Parcel Number

Primary APN	`157 04 0032`
Alternative APN	`12583`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	960 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1976
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	847,329 sqft (19.4 acres)
Terrain	Steep
Deck Area	64 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12583
Street Address	174 LLOYD ST
City	CEDAR BLUFF
State	VA
Zip	24609-9233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIDWAY 19.452 ACRES
Legal Subdivision	MACK W & SYLVIA MATNEY
Jurisdiction	TAZEWELL VA
Township / Civil Division	WESTERN
Census Block Group	3
Census Block	3012
Census Tract	20600

Owner

Source: Tazewell County assessment roll, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	174 LLOYD ST, CEDAR BLUFF, VA 24609-9233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Oct 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jun 15, 2020	Deed, Transfer · Stand-Alone First Mortgage LEGACY BANK
Aug 20, 2018	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	Jun 15, 2020 · Amount on Record
Deed Document Number	20241031
Prior Transfer Date	Dec 30, 2013
Prior Transfer Doc	2013/24332
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAZEWELL VA
Recording Date	Jul 6, 2026
Property Address	174 LLOYD ST, CEDAR BLUFF, VA 24609-9233
Document Number	0000001741
Instrument Date	Jun 5, 2026
Instrument	20261741
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 LLOYD ST, CEDAR BLUFF, VA 24609-9233

Mortgage

Document Number	0000001741,
Date	Jul 6, 2026
Instrument	20261741

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAZEWELL VA
Property Address	174 LLOYD ST, CEDAR BLUFF, VA 24609-9233
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/15608
Date	Oct 23, 2018
Book Page	2018/15608
Instrument	180003170

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2048

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	TAZEWELL VA
Recording Date	Jun 15, 2020
Property Address	174 LLOYD ST, CEDAR BLUFF, VA 24609-9233
Document Number	0200001424
Map Reference	MB 47 PG 10
Instrument Date	Jun 12, 2020
Instrument	200001424
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$95.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 28, POUNDING MILL, VA 24637-0028

Mortgage

Document Number	0200001425
Date	Jun 15, 2020
Instrument	200001425

Lender

Name	LEGACY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 12, 2025

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	TAZEWELL VA
Recording Date	Aug 20, 2018
Property Address	174 LLOYD ST, CEDAR BLUFF, VA 24609-9233
Document Number	2018/12189
Book / Page	2018 / 12189
Map Reference	MB 47 PG 10
Instrument Date	Aug 17, 2018
Instrument	180002445
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Tax	$95.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 LLOYD ST, CEDAR BLUFF, VA 24609-9233

Mortgage

Document Number	0180002446
Date	Aug 20, 2018
Instrument	180002446

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Tazewell County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Tazewell County
Unified School District	Tazewell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7.00 (-98.73%)	$136,500 (+43.38%) Land $66,300 Building $70,200	$136,500 (+43.38%) Land $66,300 Building $70,200
2023		$95,200 Land $36,100 Building $59,100	$95,200 Land $36,100 Building $59,100
2019	$552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2003 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 90% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAYPOOL HILL TAZEWELL CO PSA serves 3,322 people · EPA ID VA1185105
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Point Broadband Fiber Holding, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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