174 Linden St, Winnetka, IL 60093 Property Records

Cook County property record for 174 Linden St, Winnetka, IL 60093

Property Summary

Property TypeSingle Family Home
Details6 bd · 5.5 ba · 4,570 sqft · built 2025
Lot Size0.292 acres (12,716 sqft)
Owner2 Individual Names on Record
Last Sale$1,050,000 (Jan 2024)
Tax Bill$15,243 (2023)
Deeds & MortgagesMar 2024 Construction Loan
Jan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-20-409-018

Property Details

APN / Parcel Number

Primary APN05-20-409-018
Alternative APN
  • 05-20-409-018-0000

Interior

Bedrooms6 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area4,570 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialAsphalt
Lot Area12,716 sqft (0.292 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address174 LINDEN ST
CityWINNETKA
StateIL
Zip60093-3862
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(ALLES) (FIRST) ADD TO (WINNETKA) SUB OF PT SE SE SEC 20 LYING N OF CENTER OF WINNETKA AVE ALSO PT OF SW SE SEC20 LYING N OF
Legal Range13E
Legal Township42N
Legal Section20
Legal SubdivisionALLES FIRST ADD TO WINNETKA
Legal Block2,2
Legal Lot Number6,5
JurisdictionCOOK IL
Township / Civil DivisionNEW TRIER
Census Block Group2
Census Block2017
Census Tract800500

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address928 PINE ST, WINNETKA, IL 60093-2022
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2024Deed of Trust, Mortgage · Construction Mortgage
WINTRUST MORTGAGE
Jan 18, 2024Deed, Transfer · Conventional Mortgage
ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2024 · Amount on Record
Deed SaleJan 18, 2024 · Amount on Record
Deed Document Number202433307
Prior Transfer DateAug 19, 1999
Prior Transfer Doc0000000247
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address174 LINDEN ST, WINNETKA, IL 60093-3862
Transaction TypeMortgage
Record UpdatedMar 27, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address928 PINE ST, WINNETKA, IL 60093-2022

Mortgage

Document Number0007802304
DateMar 18, 2024
Instrument2407802304
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term379 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateOct 1, 2032
Change Frequency6 Months
Min Rate At Change3.25%
Max Rate At Change11.1%
Max Rate11.1%

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionCOOK IL
Recording DateJan 18, 2024
Property Address174 LINDEN ST, WINNETKA, IL 60093-3862
Document Number0001833307
Instrument DateJan 12, 2024
Instrument2401833307
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address174 LINDEN ST, WINNETKA, IL 60093-3862

Mortgage

Document Number0001833308
DateJan 18, 2024
Instrument2401833308
Lender
NameASSOCIATED BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.12%
Type Change DateFeb 1, 2029
Change Frequency6 Months
Min Rate At Change5.12%
Max Rate At Change9.12%
Max Rate12.1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNew Trier Township
MunicipalityWinnetka Village
Secondary School DistrictNew Trier Township High School District 203 (09 - 12)
Elementary School DistrictWinnetka School District 36 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$269,242 (+115.39%) Land $35,605 Building $233,637$2,692,420 (+115.39%) Land $356,050 Building $2,336,370
2023$15,243.00 (-41.23%)
2022$25,938.00 (+51.33%) Homeowner's exemption Senior Citizen's exemption$125,000 (+42.16%) Land $34,969 Building $90,031$1,250,000 (+42.16%) Land $349,690 Building $900,310
2021$17,140.00 Homeowner's exemption Senior Citizen's exemption$87,929 Land $25,432 Building $62,497$879,290 Land $254,320 Building $624,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2011–2021)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINNETKA
serves 12,475 people · EPA ID IL0313330
Water SourceSurface water
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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