174 Lance Dr, Des Plaines, IL 60016 Property Records

Cook County property record for 174 Lance Dr, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,157 sqft · built 1965
Lot Size	0.178 acres (7,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,000 (Aug 2023)
Tax Bill	$6,596 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-13-408-046`

Property Details

APN / Parcel Number

Primary APN	`08-13-408-046`
Alternative APN	`08-13-408-046-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,157 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1966
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,750 sqft (0.178 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	174 LANCE DR
City	DES PLAINES
State	IL
Zip	60016-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	11E
Legal Township	41N
Legal Section	13
Legal Subdivision	KUNTZES HIGH RIDGE KNOLLS UNIT8 RE
Legal Lot Number	63
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	4
Census Block	4009
Census Tract	804902

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5158 N AVERS AVE, 3E, CHICAGO, IL 60625-6041
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Deed Document Number	202349068
Prior Transfer Date	Apr 15, 2014
Prior Transfer Doc	0000045043
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 15, 2023
Property Address	174 LANCE DR, DES PLAINES, IL 60016-2626
Document Number	0022749068
Map Reference	DOC 2144336
Instrument Date	Jul 5, 2023
Instrument	2322749068
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 LANCE DR, DES PLAINES, IL 60016-2626

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	174 LANCE DR, DES PLAINES, IL 60016-2626

Mortgage

Document Number	0022749069
Date	Aug 15, 2023
Instrument	2322749069

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.95%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Des Plaines City
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Community Consolidated School District 59 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,001 (+28.13%) Land $8,138 Building $32,863	$410,010 (+28.13%) Land $81,380 Building $328,630
2023	$6,596.00 (+5.37%)
2022	$6,260.00 (+90.16%)	$32,000 (+23.39%) Land $6,975 Building $25,025	$320,000 (+23.39%) Land $69,750 Building $250,250
2021	$3,292.00 Homeowner's exemption Senior Citizen's exemption	$25,935 Land $4,650 Building $21,285	$259,350 Land $46,500 Building $212,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20