174 Lake Trail Dr, Flora, MS 39071 Property Records

Madison County property record for 174 Lake Trail Dr, Flora, MS 39071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,993 sqft · built 1990
Lot Size	10 acres (436,036 sqft)
Owner	2 Owner Names on File
Tax Bill	$3,654 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081D-18-002/02.14`

Property Details

APN / Parcel Number

Primary APN	`081D-18-002/02.14`
Alternative APN	`20602`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,993 sqft Adjusted Area
1st Floor Area	2,933 sqft
2nd Floor Area	556 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	436,036 sqft (10 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Pool Area	540 sqft
Deck Area	360 sqft
Patio Area	1,528 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	20602
Old Parcel Number	081D-18 -002/02.14
Street Address	174 LAKE TRAIL DR
City	FLORA
State	MS
Zip	39071-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	10.014AC IN W1/2 SEC
Legal Range	01E
Legal Township	08N
Legal Section	18
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3005
Census Tract	30402

Owner

The current owner of 174 Lake Trail Dr acquired it in November 2007.

Source: Madison County records, as of December 1, 2025

Owner of Record	2 Owner Names on File
Mailing Address	174 LAKE TRAIL DR, FLORA, MS 39071-9500
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage BANKPLUS
Nov 19, 2020	Deed of Trust, Mortgage BANKPLUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2007
Deed Sale	Nov 9, 2007
Deed Document Number	0002256956
Deed Book / Page	2256 / 956
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	174 LAKE TRAIL DR, FLORA, MS 39071-9500
Document Number	0000911818
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 LAKE TRAIL DR FLORA MS 390719500, FLORA, MS 39071-9500

Mortgage

Document Number	0000911818
Date	Nov 30, 2020
Book Page	003951/000630
Instrument	911818

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount on Record
Term	84 Months
Due	Nov 29, 2027

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	174 LAKE TRAIL DR, FLORA, MS 39071-9500
Document Number	0000911816
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	174 LAKE TRAIL DR FLORA MS 390719500, FLORA, MS 39071-9500

Mortgage

Document Number	0000911816
Date	Nov 30, 2020
Book Page	003951/000610
Instrument	911816

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 29, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 174 Lake Trail Dr was $3,654 with a homeowner's exemption, down 5.5% from the year before.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,654.00 (-5.53%) Homeowner's exemption	$46,892	$466,560 Land $140,140 Building $326,420
2024	$3,868.00
2023	$3,868.00 Homeowner's exemption	$49,055	$480,510 Land $140,140 Building $340,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Lake Trail Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Lake Trail Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
NETSPEEDMS Fixed Wireless	439 / 251

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Trail Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures