174 Irwin St, San Rafael, CA 94901 Property Records

Marin County property record for 174 Irwin St, San Rafael, CA 94901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,584 sqft · built 1974
Lot Size	0.186 acres (8,100 sqft)
Owner	Individual Name on Record
Last Sale	$1,020,000 (Sep 2018)
Tax Bill	$16,631 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013-213-39`

Property Details

APN / Parcel Number

Primary APN	`013-213-39`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2001
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Material	Tile
Lot Area	8,100 sqft (0.186 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	496 sqft
Patio Area	1,126 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	174 IRWIN ST
City	SAN RAFAEL
State	CA
Zip	94901-5229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L3 /B7P106 PM
Legal Subdivision	USSERY LAND DIVISIONA DESCRIPT
Legal Lot Number	3
Jurisdiction	MARIN CA
Township / Civil Division	SAN RAFAEL
Census Block Group	2
Census Block	2005
Census Tract	112100

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	174 IRWIN ST, SAN RAFAEL, CA 94901-5229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 8, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Sep 21, 2018	Grant Deed, Transfer BANK OF AMERICA
Nov 3, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FRANKLIN LOAN CENTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Apr 15, 1998 · Amount on Record
Deed Document Number	201833455
Prior Transfer Date	Oct 25, 2017
Prior Transfer Doc	0000043888
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	174 IRWIN ST, SAN RAFAEL, CA 94901-5229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 IRWIN ST, SAN RAFAEL, CA 94901-5229

Mortgage

Document Number	0000000298
Date	Jan 4, 2021
Instrument	2021-0000298

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	174 IRWIN ST, SAN RAFAEL, CA 94901-5229
Document Number	0000004631
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	174 IRWIN ST SAN RAFAEL CA 949015229, SAN RAFAEL, CA 94901-5229

Mortgage

Document Number	0000004631
Date	Feb 19, 2019
Instrument	4631

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Sep 21, 2018
Property Address	174 IRWIN ST, SAN RAFAEL, CA 94901-5229
Document Number	0000033455
Instrument Date	Sep 13, 2018
Instrument	33455
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	174 IRWIN ST SAN RAFAEL CA 949015229, SAN RAFAEL, CA 94901-5229

Mortgage

Document Number	33456
Date	Sep 21, 2018
Instrument	33456

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARIN CA
Recording Date	Nov 3, 2017
Property Address	174 IRWIN ST, SAN RAFAEL, CA 94901-5229
Document Number	0000043888
Map Reference	VOL7 PG106
Instrument Date	Oct 25, 2017
Instrument	2017-0043888
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	FIRST AMER TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	174 IRWIN ST, SAN RAFAEL, CA 94901-5229

Mortgage

Document Number	0000043889
Date	Nov 3, 2017
Instrument	2017-0043889

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Mortgage

Document Number	0000043890
Date	Nov 3, 2017
Instrument	2017-0043890

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	San Rafael City
Elementary School District	San Rafael City Elementary School District (KG - 08)
Secondary School District	San Rafael City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,212,979 (+2%) Land $739,576 Building $473,403
2025	$16,631.00 (+5.4%) Homeowner's exemption	$1,189,196 (+4.04%) Land $725,075 Building $464,121
2023	$15,779.00 (+8.79%) Homeowner's exemption	$1,143,025 Land $696,923 Building $446,102
2022	$14,504.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	21 (1980–2017)
Claims Outside the SFHA	1 of 21
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims Severe Storms & Flooding, Mar 1986 · 4 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARIN MUNICIPAL WATER DISTRICT serves 188,116 people · EPA ID CA2110002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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