Iredell County property record for 174 Independence Loop, Statesville, NC 28625
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,025 sqft · built 1972 |
| Lot Size | 0.345 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $552 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4776-15-3262.000 |
| Primary APN | 4776-15-3262.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,025 sqft Heated Area |
| Gross Area | 1,457 sqft |
| 1st Floor Area | 1,025 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.345 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 246 sqft |
| Carport | Carport |
| Carport Area | 246 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 96 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 77459851 |
|---|---|
| Street Address | 174 INDEPENDENCE LOOP |
| City | STATESVILLE |
| State | NC |
| Zip | 28625-1111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L25 RIVER HILL HGT PB 11-15 |
| Legal Subdivision | EASTGATE EST/RIVER HILL |
| Legal Block | 15 |
| Legal Lot Number | 25 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | COOL SPRINGS |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 60702 |
174 Independence Loop is owned and occupied by an individual who acquired it in January 2008.
Source: Iredell County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 174 INDEPENDENCE LOOP, STATESVILLE, NC 28625-1111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Sep 21, 2017 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 1971 |
| Deed Sale | Nov 10, 1971 |
| Deed Book / Page | 512 / 471 |
| Last Transfer Date | Jan 29, 2008 |
| Transfer Doc | 19160837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 174 INDEPENDENCE LOOP, STATESVILLE, NC 28625-1111 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0029572445 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 2957/2445 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 115 Months |
| Due | Jun 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 174 INDEPENDENCE LOOP, STATESVILLE, NC 28625-1111 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 25131367 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 2513/1367 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 25, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 174 Independence Loop was $552, up 4.2% from the year before.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,490 (-) Land $15,000 Building $68,490 | $83,490 (-) Land $15,000 Building $68,490 | |
| 2025 | $552.00 (+4.15%) | $83,490 (+4.6%) Land $15,000 Building $68,490 | $83,490 (+4.6%) Land $15,000 Building $68,490 |
| 2024 | $530.00 | $79,820 (-) Land $15,000 Building $64,820 | $79,820 (-) Land $15,000 Building $64,820 |
| 2023 | $530.00 (+38.38%) | $79,820 (+54.93%) Land $15,000 Building $64,820 | $79,820 (+54.93%) Land $15,000 Building $64,820 |
| 2022 | $383.00 | $51,520 Land $15,000 Building $36,520 | $51,520 Land $15,000 Building $36,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 174 Independence Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 174 Independence Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVER HILL HEIGHTS S/D private · serves 69 people · EPA ID NC0149133 |
|---|---|
| Water Source | Purchased surface water from IREDELL WATER CORPORATION |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zirrus Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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