174 Holmes St, Frankfort, KY 40601 Property Records

Franklin County property record for 174 Holmes St, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · built 1998
Lot Size	0.106 acres (4,623 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Jul 2021)
Tax Bill	$410 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2007 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`061-44-01-011.00`

Property Details

APN / Parcel Number

Primary APN	`061-44-01-011.00`
Alternative APN	`74859`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,623 sqft (0.106 acres)
Lot Dimensions	100 ft deep x 46 ft wide
View / Lot	Flood Plain/Flood Zone
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	74859
Street Address	174 HOLMES ST
City	FRANKFORT
State	KY
Zip	40601-2166
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	2
Census Block	2022
Census Tract	71200

Owner

Source: Franklin County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	174 HOLMES ST, FRANKFORT, KY 40601-2166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed, Transfer · FHA Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV
Jul 17, 2007	Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Jul 17, 2007 · Amount on Record
Deed Document Number	2021528528
Deed Book / Page	604 / 372
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jul 2, 2021
Property Address	174 HOLMES ST, FRANKFORT, KY 40601-2166
Document Number	00D604/372
Book / Page	D604 / 372
Instrument Date	Jun 29, 2021
Instrument	528528
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9800 MCRORIE RD, CHARLOTTE, NC 28216-8764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 MEADOWVIEW DR APT 5, 5, FRANKFORT, KY 40601-4058
Investor	Possibly a Property Investor

Mortgage

Document Number	0000528529
Date	Jul 2, 2021
Instrument	528529

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Mortgage

Document Number	0M1610/510
Date	Jul 2, 2021
Book Page	M1610/510
Instrument	528530

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jul 17, 2007
Property Address	174 HOLMES ST, FRANKFORT, KY 40601-2166
Document Number	00D500/393
Book / Page	D500 / 393
Instrument Date	Jul 13, 2007
Instrument	318492
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 HOLMES ST, FRANKFORT, KY 40601-2166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 HOLMES ST, FRANKFORT, KY 40601-2166

Mortgage

Document Number	0M1066/363
Date	Jul 17, 2007
Book Page	M1066/363
Instrument	318493

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2022

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Frankfort Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$410.00 (-3.76%)	$90,000 (-) Land $10,000 Building $80,000	$90,000 (-) Land $10,000 Building $80,000
2023	$426.00 (-0.47%)	$90,000 (-)	$90,000 (-)
2022	$428.00	$90,000	$90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1978–1997)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frankfort Plant Board.

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