174 Holmes Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 174 Holmes Rd, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,640 sqft · built 1986
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual on Record
Last Sale	$745,000 (Sep 2006)
Tax Bill	$15,423 (2025)
Deeds & Mortgages	Nov 2024 Line of Credit Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`D150138`

Property Details

APN / Parcel Number

Primary APN	`D150138`
Alternative APN	`RIDG M:D15 B:0138`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,640 sqft Living Area
Basement Area	1,190 sqft
Unfinished Basement	890 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	D150138
Street Address	174 HOLMES RD
City	RIDGEFIELD
State	CT
Zip	06877-4331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	138
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1007
Census Tract	245500

Owner

Source: Ridgefield Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	174 HOLMES RD, RIDGEFIELD, CT 06877-4331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2024	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORP
Jul 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2006 · Amount on Record
Deed Sale	Sep 26, 2006 · Amount on Record
Prior Sale	Jun 19, 2001 · Amount on Record
Deed Book / Page	836 / 1160
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	174 HOLMES RD, RIDGEFIELD, CT 06877-4331
Transaction Type	Mortgage
Record Updated	Dec 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001173-234
Date	Nov 20, 2024
Book Page	1173/234

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	174 HOLMES RD, RIDGEFIELD, CT 06877-4331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1094-898
Date	Jul 13, 2020
Book Page	1094/898

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,423.00	$563,080 (-) Land $315,000 Building $248,080	$394,156 Land $220,500 Building $173,656
2024	$15,423.00 (+6.12%)
2023	$14,533.00 (+15.53%)	$563,080 (+27.26%) Land $315,000 Building $248,080
2022	$12,579.00	$442,450 Land $226,800 Building $215,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-RIDGEFIELD private · serves 7,476 people · EPA ID CT1180011
Water Source	Purchased surface water from AQUARION-EASTERN FAIRFIELD COUNTY
Last State Inspection	Jul 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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