174 Hoadley St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 174 Hoadley St, Naugatuck, CT 06770

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,028 sqft · built 1979
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$272,500 (Oct 2022)
Tax Bill$7,261 (2025)
Deeds & MortgagesMar 2025 Mortgage
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN028-7150

Property Details

APN / Parcel Number

Primary APN028-7150
Alternative APNs
  • NAUG M:58-114W28-25
  • NAUG M:028 L:7150
  • AK11 114W28 25
  • 28-7150

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,028 sqft Living Area
Gross Area2,240 sqft
1st Floor Area1,028 sqft
Basement Area960 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area10,454 sqft (0.24 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number28-7150
Street Address174 HOADLEY ST
CityNAUGATUCK
StateCT
Zip06770-3740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Lot Number7150
JurisdictionNAUGATUCK CT
Township / Civil DivisionNAUGATUCK
Census Block Group4
Census Block4009
Census Tract345400

Owner

Source: Naugatuck Borough records · APN 028-7150

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address174 HOADLEY ST, NAUGATUCK, CT 06770-3740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2025Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
May 24, 2021Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Oct 04, 2022Warranty Deed, Transfer · FHA Mortgage
TOTAL MORTGAGE SERVICES LLC
Jul 02, 2018Warranty Deed, Transfer
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 04, 2022 · Amount on Record
Deed SaleOct 04, 2022 · Amount on Record
Prior SaleJul 02, 2018 · Amount on Record
Deed Document Number20223583
Deed Book / Page1110 / 556
Record UpdatedSep 20, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAUGATUCK CT
Property Address174 HOADLEY ST, NAUGATUCK, CT 06770-3740
Transaction TypeMortgage
Record UpdatedMar 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001156-381
DateMar 13, 2025
Book Page1156/381
Instrument2025-818
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueApr 01, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAUGATUCK CT
Property Address174 HOADLEY ST, NAUGATUCK, CT 06770-3740
Transaction TypeMortgage
Record UpdatedMar 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001073-663
DateMay 24, 2021
Book Page1073/663
Instrument2203
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueJun 01, 2048

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAUGATUCK CT
Recording DateOct 04, 2022
Property Address174 HOADLEY ST, NAUGATUCK, CT 06770-3740
Document Number001110-556
Book / Page1110 / 556
Instrument DateOct 03, 2022
Instrument20223583
Transaction TypeTransfer
Record UpdatedMar 26, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0020223584
DateOct 04, 2022
Instrument2022-3584
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAUGATUCK CT
Recording DateJul 02, 2018
Property Address174 HOADLEY ST, NAUGATUCK, CT 06770-3740
Document Number1013-239
Book / Page1013 / 239
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$51.89
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10130241
DateJul 02, 2018
Instrument01013/0241
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
AmountAmount Recorded
Term360 Months
DueJul 02, 2048

Tax Assessment & Valuation

Source: Naugatuck Borough records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityNaugatuck Borough
Unified School DistrictNaugatuck School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,261.00$182,490 (-) Land $30,380 Building $152,110$127,743 Land $21,266 Building $106,477
2024$7,261.00 (-11.08%)
2023$8,166.00 (+47.16%)$182,490 (+57.03%) Land $30,380 Building $152,110
2022$5,549.00$116,210 Land $32,580 Building $83,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 663 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCTWC - NAUGATUCK REGION-CENTRAL SYSTEM
private · serves 22,735 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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