174 Hidden Ln, Spring City, TN 37381 Property Records

Rhea County property record for 174 Hidden Ln, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,180 sqft · built 1988
Lot Size	0.686 acres (29,884 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Nov 2021)
Tax Bill	$2,784 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`072044J A 01600`

Property Details

APN / Parcel Number

Primary APN	`072044J A 01600`
Alternative APN	`044J A 01600`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,180 sqft Living Area
1st Floor Area	1,396 sqft
Upper Floors Area	420 sqft
Basement Area	1,084 sqft
Finished Basement	1,084 sqft
Unfinished Basement	1,084 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	29,884 sqft (0.686 acres)
Lot Dimensions	241 ft deep x 124 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	384 sqft
Deck Area	280 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	1 sqft
Boat Access	Boat Access
Boat House	918 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	174 HIDDEN LN
City	SPRING CITY
State	TN
Zip	37381-4712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: HIDDEN HARBOR
Legal Subdivision	HIDDEN HARBOR
Legal Lot Number	16
Jurisdiction	RHEA TN
Township / Civil Division	3
Census Block Group	1
Census Block	1046
Census Tract	975100

Owner

Source: Rhea County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	174 HIDDEN LN, SPRING CITY, TN 37381-4712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Aug 6, 2021	Deed of Trust, Mortgage · Line of Credit SOUTHEAST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on File
Deed Sale	Nov 3, 2021 · Amount on File
Prior Sale	May 24, 1994
Deed Document Number	202110647
Deed Book / Page	499 / 59
Prior Transfer Date	Apr 2, 2015
Prior Transfer Doc	0000066114
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Nov 3, 2021
Property Address	174 HIDDEN LN, SPRING CITY, TN 37381-4712
Document Number	10647
Book / Page	499 / 59
Map Reference	MB 3 PG 258
Instrument Date	Oct 4, 2021
Instrument	21010647
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,553.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 HIDDEN LN, SPRING CITY, TN 37381-4712

Mortgage

Document Number	10648
Date	Nov 3, 2021
Instrument	21010648

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Mortgage

Document Number	10649
Date	Nov 3, 2021
Book Page	T662/724
Instrument	21010649

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	174 HIDDEN LN, SPRING CITY, TN 37381-4712
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 HIDDEN LN, SPRING CITY, TN 37381-4712

Mortgage

Document Number	9099
Date	Aug 6, 2021
Book Page	T656/465
Instrument	21009099

Lender

Name	SOUTHEAST BANK
Type	Bank
Address	SPRING CITY, TN 37381

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,784.00 (-2.76%)	$206,450 (+62.59%) Land $52,500 Building $153,950
2024			$825,800 (+62.59%) Land $210,000 Building $615,800
2022		$126,975 Land $40,000 Building $86,975	$507,900 Land $160,000 Building $347,900
2021	$2,863.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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