Madison County property record for 174 Heritage Ln, Mars Hill, NC 28754
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,123 sqft · built 2006 |
| Lot Size | 1.59 acres (69,260 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Feb 2014) |
| Tax Bill | $3,295 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9757-40-3011 |
| Primary APN | 9757-40-3011 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,123 sqft Heated Area |
| 1st Floor Area | 2,123 sqft |
| Attic | Attic |
| Attic Area | 810 sqft |
| Basement Area | 2,123 sqft |
| Unfinished Basement | 2,123 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 69,260 sqft (1.59 acres) |
| Garage Area | 576 sqft |
| Porch | Patio |
| Porch Area | 246 sqft |
| Deck Area | 320 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Other |
| Street Address | 174 HERITAGE LN |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754-9504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Subdivision | MOUNTAIN HAVEN ESTATES |
| Legal Block | 40 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 4, BEECH GLENN |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 10602 |
174 Heritage Ln is owned and occupied by two individuals who bought it in February 2014.
Source: Madison County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 174 HERITAGE LN, MARS HILL, NC 28754-9504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 12, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2014 · Amount on File |
| Deed Sale | Feb 14, 2014 · Amount on File |
| Deed Book / Page | 567 / 20 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 174 HERITAGE LN, MARS HILL, NC 28754-9504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006450106 |
|---|---|
| Date | Feb 7, 2018 |
| Book Page | 645/106 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 174 HERITAGE LN, MARS HILL, NC 28754-9504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0007090718 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 709/718 |
| Instrument | 339713 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | WEAVERVILLE, NC 28787 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 174 Heritage Ln was $3,295.
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,295.00 | $692,262 Land $62,564 Building $629,698 | $692,262 Land $62,564 Building $629,698 |
| 2023 | $402,987 Land $47,397 Building $355,590 | $402,987 Land $47,397 Building $355,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 174 Heritage Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 174 Heritage Ln is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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