174 Harris Dr, Boone, NC 28607 Property Records

Watauga County property record for 174 Harris Dr, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	7 bd · 4 ba · 3,232 sqft · built 1973
Lot Size	1.58 acres (68,825 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Nov 2021)
Tax Bill	$1,736 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2902-70-4770-000`

Property Details

APN / Parcel Number

Primary APN	`2902-70-4770-000`
Alternative APN	`1847050`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,232 sqft Living Area
1st Floor Area	900 sqft
Basement Area	100 sqft
Finished Basement	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	68,825 sqft (1.58 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Porch	Porch
Porch Area	612 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1847050
Street Address	174 HARRIS DR
City	BOONE
State	NC
Zip	28607-9434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMBINED 163-60 163-59 &
Legal Subdivision	COMBINED
Jurisdiction	WATAUGA NC
Township / Civil Division	NEW RIVER
Census Block Group	3
Census Block	3029
Census Tract	920100

Owner

174 Harris Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	174 HARRIS DR, BOONE, NC 28607-9434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAROLINAS TELCO FCU
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 18, 2021	Special Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK
Oct 1, 2021	Special Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on File
Deed Sale	Nov 18, 2021 · Amount on File
Deed Document Number	2021713983
Deed Book / Page	2237 / 98
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	174 HARRIS DR, BOONE, NC 28607-9434
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 HARRIS DR, BOONE, NC 28607-9434

Mortgage

Document Number	0024760596
Date	Mar 18, 2026
Book Page	2476/596
Instrument	758265

Lender

Name	CAROLINAS TELCO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28208

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	174 HARRIS DR, BOONE, NC 28607-9434
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 HARRIS DR, BOONE, NC 28607-9434

Mortgage

Document Number	0023190124
Date	Feb 9, 2023
Book Page	2319/124
Instrument	728437

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Nov 18, 2021
Property Address	174 HARRIS DR, BOONE, NC 28607-9434
Document Number	0022370098
Book / Page	2237 / 98
Instrument Date	Sep 29, 2021
Instrument	713983
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 CLUB HOUSE DR, 720, SALISBURY, NC 28144-2858

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2438 SUMMERS GLEN DR NW, CONCORD, NC 28027-5415

Mortgage

Document Number	713984
Date	Nov 18, 2021
Instrument	713984

Lender

Name	LIFESTORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 1, 2021
Property Address	174 HARRIS DR, BOONE, NC 28607-9434
Document Number	0022250170
Book / Page	2225 / 170
Instrument Date	Sep 29, 2021
Instrument	712028
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 CLUB HOUSE DR, 720, SALISBURY, NC 28144-2858

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2438 SUMMERS GLEN DR NW, CONCORD, NC 28027-5415

Tax Assessment & Valuation

The 2025 property tax bill for 174 Harris Dr was $1,736, up 0.7% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,200 (+1.52%) Land $32,800 Building $414,400
2025	$1,736.00 (+0.7%)	$440,500 Land $32,800 Building $407,700
2024	$1,724.00		$440,500 Land $32,800 Building $407,700
2023		$362,500 Land $32,800 Building $329,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Harris Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	14 (1996–2024)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Harris Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Skyline Telephone, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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