174 Gregory Rd, Portland, TN 37148 Property Records

Sumner County property record for 174 Gregory Rd, Portland, TN 37148

Property Summary

Property Type	Rural Home
Details	1 ba · 1,868 sqft · built 2011
Lot Size	25.9 acres (1,128,204 sqft)
Owner	Individual Name on Record
Last Sale	$300,001 (Aug 2016)
Tax Bill	$1,576 (2025)
Deeds & Mortgages	May 2020 Line of Credit Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083013 01705`

Property Details

APN / Parcel Number

Primary APN	`083013 01705`
Alternative APN	`013 01705`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,868 sqft Living Area
Gross Area	3,588 sqft
1st Floor Area	1,196 sqft
Basement Area	672 sqft
Finished Basement	672 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2016
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,128,204 sqft (25.9 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	690 sqft
Carport	Carport
Carport Area	690 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	849 sqft
Patio Area	160 sqft
Utility Building	512 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	174 GREGORY RD
City	PORTLAND
State	TN
Zip	37148-5000
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	PLAT: PAGE: BLOCK: LOT: 5 SUBD: RAY BAKER PROP
Legal Subdivision	RAY BAKER PROP
Legal Lot Number	5
Jurisdiction	SUMNER TN
Township / Civil Division	1
Census Block Group	1
Census Block	1009
Census Tract	20203

Owner

Source: Sumner County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	174 GREGORY RD, PORTLAND, TN 37148-5000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Line of Credit VOLUNTEER STATE BANK
Nov 26, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PERSONS BANKING COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2016 · Amount on Record
Deed Sale	Aug 10, 2016 · Amount on Record
Deed Document Number	20161164683
Deed Book / Page	4361 / 328
Last Transfer Date	Nov 20, 2019
Transfer Doc	0050870378
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	174 GREGORY RD, PORTLAND, TN 37148-5000
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052180721
Date	May 18, 2020
Book Page	5218/721
Instrument	1311515

Lender

Name	VOLUNTEER STATE BANK
Type	Bank
Address	PORTLAND, TN 37148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 8, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMNER TN
Recording Date	Nov 26, 2019
Property Address	174 GREGORY RD, PORTLAND, TN 37148-5000
Document Number	0050870378
Book / Page	5087 / 378
Instrument Date	Nov 20, 2019
Instrument	1291694
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	5087381
Date	Nov 26, 2019
Instrument	5087/381

Lender

Name	PERSONS BANKING COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,576.00 (+12.81%) Additional exemption filed	$110,875 (+78.69%) Land $19,850 Building $91,025
2024			$666,700 (+168.61%) Land $302,600 Building $364,100
2023	$1,397.00 (-0.5%) Additional exemption filed	$62,050 (-) Land $11,125 Building $50,925
2022	$1,404.00	$62,050 Land $11,125 Building $50,925
2021			$248,200 Land $44,500 Building $203,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER SYSTEM serves 25,761 people · EPA ID TN0000559
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

May also be available: North Central Communications.

Cell Coverage

No cell data coverage reported

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