174 Gray Rd, Templeton, MA 01468 Property Records

Worcester County and Templeton Town property record for 174 Gray Rd, Templeton, MA 01468

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,872 sqft · built 2005
Lot Size	11 acres (481,338 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Feb 2018)
Tax Bill	$5,446 (2026)
Deeds & Mortgages	Aug 2020 Refinance Feb 2018 Sale & Mortgage
APN	`TEMP M:02-14 B:00019 L:00022`

Property Details

APN / Parcel Number

Primary APN	`TEMP M:02-14 B:00019 L:00022`
Alternative APNs	`M:02=14 B:00019 L:00022` `200567`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
Gross Area	4,664 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	481,338 sqft (11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	200567
Street Address	174 GRAY RD
City	TEMPLETON
State	MA
Zip	01468-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	THOMAS FITZGERALD
Legal Block	19
Legal Lot Number	22
Jurisdiction	TEMPLETON MA
Township / Civil Division	TEMPLETON
Census Block Group	1
Census Block	1010
Census Tract	705101

Owner

Source: Worcester County and Templeton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	174 GRAY RD, TEMPLETON, MA 01468-1123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK
Feb 9, 2018	Quit Claim Deed, Transfer FAMILY FSLA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2018 · Amount on Record
Deed Sale	Feb 9, 2018 · Amount on Record
Prior Sale	Mar 9, 2012 · Amount on Record
Deed Book / Page	58422 / 154
Transfer Doc	058422-154
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEMPLETON MA
Property Address	174 GRAY RD, TEMPLETON, MA 01468-1123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62978-249
Date	Aug 7, 2020
Book Page	62978/249
Instrument	87857

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TEMPLETON MA
Recording Date	Feb 9, 2018
Property Address	174 GRAY RD, TEMPLETON, MA 01468-1123
Document Number	58422-154
Book / Page	58422 / 154
Instrument	13346
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.27
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 GRAY RD, TEMPLETON, MA 01468-1123

Mortgage

Document Number	584220157
Date	Feb 9, 2018
Instrument	58422/0157

Lender

Name	FAMILY FSLA
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2048

Tax Assessment & Valuation

Source: Worcester County and Templeton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Templeton Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,446.00 (+2.85%)	$458,800 (+5.01%) Land $81,800 Building $377,000	$513,315 (+20.26%)
2025	$5,295.00 (-0.13%)	$436,900 (+3.83%) Land $81,800 Building $355,100	$426,835 (+3.53%)
2024	$5,302.00 (+7.37%)	$420,800 (+10.1%) Land $74,800 Building $346,000	$412,300
2023	$4,938.00	$382,200 Land $74,800 Building $307,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Gray Rd

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