York County and Biddeford City property record for 174 Granite St, Biddeford, ME 04005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,564 sqft · built 1900 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $334,500 (Oct 2019) |
| Tax Bill | $4,038 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:29 L:145 |
| Primary APN | BIDD M:29 L:145 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,564 sqft Living Area |
| Gross Area | 3,022 sqft |
| 1st Floor Area | 876 sqft |
| Basement Area | 834 sqft |
| Unfinished Basement | 834 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 174 GRANITE ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-4037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 145 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 25205 |
174 Granite St is owned and occupied by an individual who bought it in October 2019.
Source: York County and Biddeford City records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 174 GRANITE ST, BIDDEFORD, ME 04005-4037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| Jun 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Oct 31, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2019 · Amount on File |
| Deed Sale | Oct 31, 2019 · Amount on File |
| Prior Sale | Feb 18, 2014 · Amount on File |
| Deed Document Number | 20192019046662 |
| Deed Book / Page | 18086 / 110 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 174 GRANITE ST, BIDDEFORD, ME 04005-4037 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0198100106 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 19810/106 |
| Instrument | 2025046081 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 174 GRANITE ST, BIDDEFORD, ME 04005-4037 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0190520789 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 19052/789 |
| Instrument | 2022026263 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 265 Months |
| Due | Jul 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Oct 31, 2019 |
| Property Address | 174 GRANITE ST, BIDDEFORD, ME 04005-4037 |
| Document Number | 0180860110 |
| Book / Page | 18086 / 110 |
| Instrument Date | Oct 26, 2019 |
| Instrument | 2019046662 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37 FERN AVE, OLD ORCHARD BEACH, ME 04064-2540 |
| Document Number | 2019046663 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 2019046663 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 174 Granite St was $4,038, up 5.9% from the year before.
Source: York County and Biddeford City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,038.00 (+5.93%) | $270,300 (+0.82%) Land $151,000 Building $119,300 | |
| 2024 | $3,812.00 (+9.45%) | $268,100 (+0.98%) Land $151,000 Building $117,100 | |
| 2023 | $3,483.00 (-1.5%) | $265,500 (+23.2%) Land $148,400 Building $117,100 | $418,855 |
| 2022 | $3,536.00 | $215,500 Land $83,500 Building $132,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 174 Granite St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 174 Granite St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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