174 Godwin Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 174 Godwin Ave, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details2,621 sqft · built 1922
Lot Size0.326 acres (14,201 sqft)
Owner2 Individual Names on File
Tax Bill$15,580 (2025)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN51-02208-0000-00009-01

Property Details

APN / Parcel Number

Primary APN51-02208-0000-00009-01
Alternative APN
  • 51022080000000090001

Interior

Units2 Units
Stories2 Stories
Building Area2,621 sqft Living Area

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleDuplex Single
Construction TypeFrame
Lot Area14,201 sqft (0.326 acres)
Lot Dimensions253 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address174 GODWIN AVE
CityRIDGEWOOD
StateNJ
Zip07450-3745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description.326 AC
Legal Block2208
Legal Lot Number9.1
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group5
Census Block5004
Census Tract47400

Owner

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address153 LINCOLN AVE, RIDGEWOOD, NJ 07450-4105
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2000
Deed SaleDec 12, 2000
Prior SaleDec 12, 2000
Deed Book / Page541 / 684
Prior Transfer DateFeb 9, 1998
Prior Transfer Doc0000020126
Record UpdatedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address174 GODWIN AVE, RIDGEWOOD, NJ 07450-3745
Document Number0029090117
Instrument DateMar 20, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyGRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TITLE AGCY/BERGEN CN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address174 GODWIN AVE RIDGEWOOD NJ 074503745, RIDGEWOOD, NJ 07450-3745

Mortgage

Document Number0029090117
DateApr 12, 2018
Book Page002909/000117
Lender
NameSPENCER SVGS BK
TypeFederal Savings Bank
AddressELMWOOD PARK, NJ 07407
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 11, 2033

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$539,100 (-) Land $275,700 Building $263,400$539,100 (-) Land $275,700 Building $263,400
2025$15,580.00 (+0.74%)$539,100 (-) Land $275,700 Building $263,400$539,100 (-) Land $275,700 Building $263,400
2024$15,466.00 (+4.98%)
2023$539,100 Land $275,700 Building $263,400$539,100 Land $275,700 Building $263,400
2022$14,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2011–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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