174 G St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 174 G St, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,303 sqft · built 1938
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Tax Bill	$845 (2025)
Deeds & Mortgages	Aug 2023 Transfer Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064-126-003`

Property Details

APN / Parcel Number

Primary APN	`064-126-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,303 sqft Living Area
1st Floor Area	1,303 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Wood
Lot Area	4,000 sqft (0.092 acres)
Terrain	Above Road/Slope
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	174 G ST
City	CAYUCOS
State	CA
Zip	93430-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	MORRO RK VW 3 BL 5 LTS 8 & 9
Legal Subdivision	MORRO ROCK VIEW 03
Legal Block	5
Legal Lot Number	8,9
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1010
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 455, CAYUCOS, CA 93430-0455
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Intrafamily Transfer, Transfer
Feb 10, 2020	Quit Claim Deed, Transfer CENTRAL COAST LNDG
Feb 10, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jan 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 22, 1994
Transfer Doc	0000019817
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 15, 2023
Property Address	174 G ST, CAYUCOS, CA 93430-1114
Document Number	0000024086
Map Reference	MB 3 PG 101
Instrument Date	Aug 15, 2023
Instrument	2023024086
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 455, CAYUCOS, CA 93430-0455

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 10, 2020
Property Address	174 G ST, CAYUCOS, CA 93430-1114
Document Number	0000006637
Instrument Date	Feb 3, 2020
Instrument	6637
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	174 G ST CAYUCOS CA 934301114, CAYUCOS, CA 93430-1114

Mortgage

Document Number	6638
Date	Feb 10, 2020
Instrument	6638

Lender

Name	CENTRAL COAST LNDG
Address	MORRO BAY, CA 93442

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 10, 2020
Property Address	174 G ST, CAYUCOS, CA 93430-1114
Document Number	0000006636
Instrument Date	Feb 3, 2020
Instrument	6636
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	174 G ST CAYUCOS CA 934301114, CAYUCOS, CA 93430-1114

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 22, 2018
Property Address	174 G ST, CAYUCOS, CA 93430-1114
Document Number	0000002620
Instrument Date	Dec 11, 2017
Instrument	2620
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 455 CAYUCOS CA 934300455, CAYUCOS, CA 93430-0455

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$69,498 (+2%) Land $17,726 Building $51,772
2025	$845.00 (+2.67%)	$68,136 (+4.04%) Land $17,379 Building $50,757
2023	$823.00 (+1.98%)	$65,492 Land $16,705 Building $48,787
2022	$807.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	33 units insured incl. 12 condo units
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Oct 2023
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO ROCK MUTUAL WATER CO private · serves 2,181 people · EPA ID CA4010015
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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