174 Foss Rd, Ava, IL 62907 Property Records

Jackson County property record for 174 Foss Rd, Ava, IL 62907

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,408 sqft · built 1986
Lot Size	1.82 acres (79,279 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,302 (2025)
Deeds & Mortgages	Sep 2021 Refinance Aug 2024 Foreclosure + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-22-200-014`

Property Details

APN / Parcel Number

Primary APN	`02-22-200-014`
Alternative APN	`02-22-200-014-0040`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,408 sqft
Basement Area	1,408 sqft
Unfinished Basement	1,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1994
Construction Type	Brick
Lot Area	79,279 sqft (1.82 acres)
Garage Area	768 sqft
Driveway	Concrete Driveway
Driveway Area	480 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	174 FOSS RD
City	AVA
State	IL
Zip	62907-2052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM 02-22-200-004 PT SW 1/4 NE 1/4 22-7-4 1.82 AC 2003/25284; 2005/14526 2009/24226 2010/05315 2022R002317 2024R002953
Jurisdiction	JACKSON IL
Township / Civil Division	BRADLEY
Census Block Group	1
Census Block	1056
Census Tract	10100

Owner

174 Foss Rd is owned and occupied by two individuals who acquired it in August 2024.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	174 FOSS RD, AVA, IL 62907-2052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST ST BK OF CAMP
Aug 5, 2024	Trustee's Deed, Foreclosure · Closed-End Mortgage FIRST STATE BANK OF CAMPBELL HILL
May 25, 2022	Deed, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK OF AVA
Oct 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE BANK
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit FIRST ST BK/CAMPBELL HILL
Jul 6, 2018	Trustee's Deed, Construction Loan · Line of Credit FIRST ST BK/CAMPBELL HILL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2024
Deed Sale	Aug 5, 2024
Prior Sale	May 25, 2022 · Amount on File
Deed Document Number	20242953
Prior Transfer Date	Mar 1, 2010
Prior Transfer Doc	0000001448
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	174 FOSS RD, AVA, IL 62907-2052
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005153
Date	Sep 22, 2021
Instrument	2021R005153

Lender

Name	FIRST ST BK OF CAMP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Oct 1, 2026

August 2024: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JACKSON IL
Recording Date	Aug 5, 2024
Property Address	174 FOSS RD, AVA, IL 62907-2052
Document Number	0000002953
Instrument Date	Aug 2, 2024
Instrument	2024R002953
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	174 FOSS RD, AVA, IL 62907-2052

Mortgage

Document Number	0000002954
Date	Aug 5, 2024
Instrument	2024R002954

Lender

Name	FIRST STATE BANK OF CAMPBELL HILL
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	62 Months
Due	Oct 10, 2029

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON IL
Recording Date	May 25, 2022
Property Address	174 FOSS RD, AVA, IL 62907-2052
Document Number	0000002317
Instrument Date	May 25, 2022
Instrument	2022R002317
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	213 FOSS RD, AVA, IL 62907-2051

Mortgage

Document Number	0000002318
Date	May 25, 2022
Instrument	2022R002318

Lender

Name	FIRST NATIONAL BANK OF AVA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	174 FOSS RD, AVA, IL 62907-2052
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005029
Date	Oct 21, 2020
Instrument	2020R005029

Lender

Name	FIRST STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Nov 1, 2025

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	174 FOSS RD, AVA, IL 62907-2052
Document Number	0000000308
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	174 FOSS RD AVA IL 629072052, AVA, IL 62907-2052

Mortgage

Document Number	0000000308
Date	Jan 28, 2019
Instrument	308

Lender

Name	FIRST ST BK/CAMPBELL HILL
Type	Bank
Address	CAMPBELL, IL 62916

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 27, 2024

Interest

Rate Type	Adjustable Rate
Rate	5.25%

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JACKSON IL
Recording Date	Jul 6, 2018
Property Address	174 FOSS RD, AVA, IL 62907-2052
Instrument Date	Jul 6, 2018
Instrument	3561
Transaction Type	Construction Loan
Record Updated	Jul 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	174 FOSS RD AVA IL 629072052, AVA, IL 62907-2052

Mortgage

Document Number	0000003561
Date	Jul 6, 2018
Instrument	3561

Lender

Name	FIRST ST BK/CAMPBELL HILL
Type	Bank
Address	CAMPBELL HILL, IL 62916

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 5, 2019

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 174 Foss Rd was $6,302, up 5% from the year before.

Source: Jackson County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jackson County
County Subdivision	Bradley Township
Unified School District	Trico Community Unit School District 176 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,302.00 (+5.02%)	$89,432 Land $2,448 Building $86,984	$268,296 Land $7,344 Building $260,952
2024	$6,001.00
2022	$4,532.00 Homeowner's exemption	$65,749 Land $1,800 Building $63,949	$197,247 Land $5,400 Building $191,847

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 174 Foss Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Foss Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
BLIP Networks Fixed Wireless	100 / 20
Frontier DSL	10 / 1

May also be available: Verizon.

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