174 Fieldstone Dr, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 174 Fieldstone Dr, Schenectady, NY 12304

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 2,392 sqft · built 2012
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$333,000 (Dec 2013)
Tax Bill$11,955 (2026)
Deeds & MortgagesJun 2020 Mortgage
Jun 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN422400 60.19-3-60.1

Property Details

APN / Parcel Number

Primary APN422400 60.19-3-60.1

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,392 sqft Living Area
1st Floor Area1,188 sqft
2nd Floor Area1,204 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions125 ft deep x 45.6 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address174 FIELDSTONE DR
CitySCHENECTADY
StateNY
Zip12304-5415
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR2
Legal Block3
Legal Lot Number60.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group3
Census Block3004
Census Tract31902

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address174 FIELDSTONE DR, SCHENECTADY, NY 12304-5415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2020Deed of Trust, Mortgage
TRUSTCO BANK
Jun 10, 2020Loan Modification, Mortgage · Conventional Mortgage
TRUSTCO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2013 · Amount on Record
Deed SaleDec 17, 2013 · Amount on Record
Deed Document Number201354859
Deed Book / Page1887 / 208
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address174 FIELDSTONE DR, SCHENECTADY, NY 12304-5415
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018301
DateJun 25, 2020
Book Page4999/150
Instrument202018301
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
AmountAmount Recorded

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address174 FIELDSTONE DR, SCHENECTADY, NY 12304-5415
Document Number0000018303
Instrument DateJun 10, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 FIELDSTONE DR SCHENECTADY NY 123045415, SCHENECTADY, NY 12304-5415

Mortgage

Document Number0000018303
DateJun 25, 2020
Book Page004999/000156
Instrument18303
Lender
NameTRUSTCO BK
TypeBank
AddressGLENVILLE, NY 12302
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,955.00 (+2.94%) Homeowner's exemption
2025$11,613.00$335,000 (-) Land $30,000 Building $305,000$496,300 (+17.02%) Land $44,445 Building $451,855
2023$335,000 Land $30,000 Building $305,000$424,100 Land $37,979 Building $386,121

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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