St. Johns County property record for 174 Fallen Oak Trl, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,057 sqft · built 2019 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $333,152 (Nov 2019) |
| Tax Bill | $8,825 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027014-0690 |
| Primary APN | 027014-0690 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,057 sqft Living Area |
| Gross Area | 3,457 sqft |
| 1st Floor Area | 1,328 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 174 FALLEN OAK TRL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-9025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 81/80-84 BANNON LAKES PHASE 1A-1 LOT 69 OR4825/944 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 11 |
| Legal Subdivision | BANNON LAKES PHASE 1A-1 |
| Legal Phase | 1A |
| Legal Lot Number | 69 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 20904 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 174 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Dec 3, 2020 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Nov 4, 2019 | Special Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2019 · Amount on Record |
| Deed Sale | Nov 4, 2019 · Amount on Record |
| Deed Document Number | 201982414 |
| Deed Book / Page | 4825 / 944 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 174 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9025 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Title Company | UNKNOWN, UNLS |
| Name | Verified Name |
|---|---|
| Address | 174 FALLEN OAK TRL, ST AUGUSTINE, FL 32095-9025 |
| Document Number | 0062710743 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | 6271/743 |
| Instrument | 2025100390 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 174 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9025 |
| Document Number | 0051431681 |
| Instrument Date | Dec 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 174 FALLEN OAK TRL ST AUGUSTINE FL 320959025, ST AUGUSTINE, FL 32095-9025 |
| Document Number | 0051431681 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 005143/001681 |
| Instrument | 1285 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 4, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 4, 2019 |
| Property Address | 174 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9025 |
| Document Number | 0048250944 |
| Book / Page | 4825 / 0944 |
| Map Reference | MB 81 PG 80-84 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 2019082414 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,332.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10475 FORTUNE PKWY STE 100, 10475, JACKSONVILLE, FL 32256-3674 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 174 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9025 |
| Document Number | 0004825946 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 4825/946 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $430,084 (-4.1%) Land $85,000 Building $345,084 | $430,084 (-6.8%) Land $85,000 Building $345,084 | |
| 2025 | $8,825.00 (+9.96%) Homeowner's exemption | $448,483 (+2.9%) | $461,440 (-1.91%) Land $90,000 Building $371,440 |
| 2024 | $8,026.00 (+1.25%) Homeowner's exemption | $435,844 (+3%) | $470,446 (-) Land $95,000 Building $375,446 |
| 2023 | $7,927.00 (+3.31%) Homeowner's exemption | $423,150 (+3%) | $470,446 (+14.51%) Land $95,000 Building $375,446 |
| 2022 | $7,673.00 Homeowner's exemption | $410,825 | $410,825 Land $78,400 Building $332,425 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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