Putnam County property record for 174 Ensor Dr, Cookeville, TN 38501
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,322 sqft · built 1970 |
| Lot Size | 0.62 acres (27,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $150,000 (Jan 2015) |
| Tax Bill | $1,859 (2022) |
| Deeds & Mortgages | Jun 2026 Transfer Jul 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071053N A 01700 |
| Primary APN | 071053N A 01700 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,322 sqft Living Area |
| 1st Floor Area | 2,322 sqft |
| Basement Area | 702 sqft |
| Finished Basement | 702 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,000 sqft (0.62 acres) |
| Lot Dimensions | 150 ft deep x 180 ft wide |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 420 sqft |
| Patio Area | 420 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 174 ENSOR DR |
|---|---|
| City | COOKEVILLE |
| State | TN |
| Zip | 38501-3905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01 LOTS 66-67, COUNTY AREA: A01 |
| Legal Subdivision | ENSOR PARK |
| Legal Lot Number | LIST |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 600 |
Source: Putnam County records · APN 071053N A 01700
Assessment roll updated January 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 174 ENSOR DR, COOKEVILLE, TN 38501-3905 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Jun 17, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 21, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF TENNESSEE |
| Oct 27, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF TENNESSEE |
| Sep 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Sep 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVTRS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 12, 2015 · Amount on Record |
| Deed Sale | Jan 12, 2015 · Amount on Record |
| Prior Sale | May 10, 2013 · Amount on Record |
| Deed Book / Page | 853 / 762 |
| Transfer Doc | 0004060477 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Jun 17, 2026 |
| Property Address | 174 ENSOR DR, COOKEVILLE, TN 38501-3905 |
| Document Number | 0000325938 |
| Book / Page | 1707 / 356 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 2026325938 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 174 ENSOR DR, COOKEVILLE, TN 38501-3905 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 174 ENSOR DR, COOKEVILLE, TN 38501-3905 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 174 ENSOR DR, COOKEVILLE, TN 38501-3905 |
| Document Number | 0001323156 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 1323/156 |
| Instrument | 260233 |
| Name | FIRST NATIONAL BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | COOKEVILLE, TN 38501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 30, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 174 ENSOR DR, COOKEVILLE, TN 38501-3905 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 174 ENSOR DR, COOKEVILLE, TN 38501-3905 |
| Document Number | 0001440634 |
|---|---|
| Date | Oct 27, 2022 |
| Book Page | 1440/634 |
| Instrument | 280230 |
| Name | FIRST NATIONAL BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | COOKEVILLE, TN 38501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 174 ENSOR DR, COOKEVILLE, TN 38501-3905 |
| Document Number | RB1234593 |
| Instrument Date | Sep 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 174 ENSOR DR COOKEVILLE TN 385013905, COOKEVILLE, TN 38501-3905 |
| Document Number | RB1234593 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 001234/000593 |
| Instrument | 245861 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 14, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 174 ENSOR DR, COOKEVILLE, TN 38501-3905 |
| Document Number | RB1082498 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 174 ENSOR DR COOKEVILLE TN 385013905, COOKEVILLE, TN 38501-3905 |
| Document Number | RB1082498 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 001082/000498 |
| Instrument | 218623 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2048 |
Source: Putnam County records · Assessment roll updated January 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Municipality | Cookeville City |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56,475 (-) Land $8,750 Building $47,725 | ||
| 2023 | $56,475 (-) Land $8,750 Building $47,725 | ||
| 2022 | $1,859.00 | $56,475 Land $8,750 Building $47,725 | $225,900 (-) Land $35,000 Building $190,900 |
| 2021 | $225,900 Land $35,000 Building $190,900 |
Source: FEMA National Flood Hazard Layer as of February 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Twin Lakes Telephone Cooperative.
Based on FCC filings for 170 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COOKEVILLE WATER DEPT serves 49,711 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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