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174 Elm St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 174 Elm St, Cobleskill, NY 12043 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,474 sqft · built 1890
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on File
Last Sale$40,000 (Nov 2002)
Tax Bill$4,281 (2025)
Deeds & MortgagesSep 2022 Transfer
Flood ZoneZone X (minimal risk)
APN432601 56.17-1-18

Property Details

APN / Parcel Number

Primary APN432601 56.17-1-18
Alternative APNs
  • 260105601700010180000000
  • 431A100863

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,474 sqft Living Area
1st Floor Area923 sqft
2nd Floor Area551 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions260 ft deep x 115 ft wide
Garage TypeDetached
Garage Area1,488 sqft
Parking Spaces5 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A100863
Street Address174 ELM ST
CityCOBLESKILL
StateNY
Zip12043-4679
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVL
Legal Block1
Legal Lot Number18.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group3
Census Block3004
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 56.17-1-18

Assessment roll updated May 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address174 ELM ST, COBLESKILL, NY 12043-4679
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 04, 2002 · Amount on Record
Deed SaleNov 04, 2002 · Amount on Record
Deed Book / Page726 / 211
Last Transfer DateSep 21, 2022
Transfer Doc001174/130
Record UpdatedSep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHOHARIE NY
Recording DateSep 21, 2022
Property Address174 ELM ST, COBLESKILL, NY 12043-4679
Document Number001174/130
Book / Page1174 / 130
Instrument DateSep 21, 2022
Instrument817744
Transaction TypeTransfer
Record UpdatedOct 11, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 ELM ST, COBLESKILL, NY 12043-4679

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,281.00 (-27.59%)$73,400 (-) Land $9,000 Building $64,400$149,796 (+16.33%) Land $18,367 Building $131,429
2023$73,400 Land $9,000 Building $64,400$128,772 Land $15,789 Building $112,983
2020$5,912.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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