174 E Lark Ave, Cortland, IL 60112 Property Records

DeKalb County property record for 174 E Lark Ave, Cortland, IL 60112

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,672 sqft · built 2005
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Oct 2012)
Tax Bill$10,135 (2024)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-20-276-014

Property Details

APN / Parcel Number

Primary APN09-20-276-014

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Building Area1,672 sqft Building Perimeter
1st Floor Area1,672 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Foundation TypeRetaining Wall
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions115 ft deep x 56.2 ft wide
Garage TypeAttached
Garage Area580 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number0920276014
Street Address174 E LARK AVE
CityCORTLAND
StateIL
Zip60112-4034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 155 - NEUCORT LAKES - UNIT 3
Legal SubdivisionNEUCORT LAKES
Legal Lot Number155
Legal Unit3
JurisdictionDE KALB IL
Township / Civil DivisionCORTLAND
Census Block Group4
Census Block4087
Census Tract1600

Owner

174 E Lark Ave is owned and occupied by two individuals who bought it in October 2012.

Source: DeKalb County records, as of April 28, 2026

Owner of Record2 Individual Names on File
Mailing Address174 E LARK AVE, CORTLAND, IL 60112-4034
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2012 · Amount on File
Deed SaleOct 31, 2012 · Amount on File
Prior SaleMay 3, 2005 · Amount on File
Deed Document Number201213246
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address174 E LARK AVE, CORTLAND, IL 60112-4034
Document Number0000005135
Instrument DateMay 14, 2020
Transaction TypeMortgage
Record UpdatedJun 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 E LARK AVE CORTLAND IL 601124034, CORTLAND, IL 60112-4034

Mortgage

Document Number0000005135
DateJun 8, 2020
Instrument5135
Lender
NamePNC BK
TypeBank
AddressCLEVELAND, OH 44101
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueJun 7, 2060

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionCortland Township
MunicipalityCortland Town
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$114,850 Land $14,175 Building $100,675$344,550 Land $42,525 Building $302,025
2024$10,135.00
2023$101,012 Land $12,467 Building $88,545$303,036 Land $37,401 Building $265,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 E Lark Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 E Lark Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND
serves 4,398 people · EPA ID IL0370051
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20
Fox Valley Internet
Fixed Wireless
100 / 20

May also be available: Frontier.

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