174 E High St, Ballston Spa, NY 12020 Property Records

Saratoga County and Ballston Town property record for 174 E High St, Ballston Spa, NY 12020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,627 sqft · built 2018
Lot Size	9.79 acres (426,452 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,923 (2025)
Deeds & Mortgages	Nov 2021 Refinance Nov 2021 Refinance + 1 more
APN	`412089 216.-2-5.21`

Property Details

APN / Parcel Number

Primary APN	`412089 216.-2-5.21`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,627 sqft Living Area
1st Floor Area	1,726 sqft
2nd Floor Area	901 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	426,452 sqft (9.79 acres)
Lot Width	66.5 ft Width
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	480 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	174 E HIGH ST
City	BALLSTON SPA
State	NY
Zip	12020-3814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	5.021
Jurisdiction	SARATOGA NY
Township / Civil Division	BALLSTON
Census Block Group	2
Census Block	2000
Census Tract	61701

Owner

Source: Saratoga County and Ballston Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	174 E HIGH ST, BALLSTON SPA, NY 12020-3814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTCO BANK
Nov 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTCO BANK
Aug 14, 2018	Deed of Trust, Mortgage TRUSTCO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	174 E HIGH ST, BALLSTON SPA, NY 12020-3814
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042504
Date	Nov 23, 2021
Instrument	2021042504

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	174 E HIGH ST, BALLSTON SPA, NY 12020-3814
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042470
Date	Nov 23, 2021
Instrument	2021042470

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	174 E HIGH ST, BALLSTON SPA, NY 12020-3814
Document Number	0000026103
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 CHESTERWOOD CT BALLSTON SPA NY 120201800, BALLSTON SPA, NY 12020-1800

Mortgage

Document Number	0000026103
Date	Aug 29, 2018
Instrument	26103

Lender

Name	TRUSTCO BK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2048

Tax Assessment & Valuation

Source: Saratoga County and Ballston Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Ballston Town
Unified School District	Ballston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,923.00	$357,400 (-) Land $62,800 Building $294,600	$562,923 (+11.04%) Land $98,913 Building $464,010
2023		$357,400 Land $62,800 Building $294,600	$506,950 Land $89,078 Building $417,872

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2017–2019)
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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