Cumberland County property record for 174 E First St, Stedman, NC 28391 · Last verified July 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1997 |
| Square Footage | 4,039 sqft Heated Area |
| Lot Size | 34,412 sqft (0.79 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $255,000 (2014) |
| Tax Bill | $4,319.00 (2025) |
| Primary APN | 0495-18-6861 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 4,039 sqft Heated Area |
| 1st Floor | 2,527 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 34,412 sqft (0.79 acres) |
| Depth X Width | 115 ft x 275 ft Depth x Width |
| Garage Area | 504 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
| Porch Area | 1,700 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 174 E FIRST ST |
|---|---|
| City | STEDMAN |
| State | NC |
| Zip | 28391-9009 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | JAMES & MICHELLE NUNNERY LO:1 SE:01 PL:0112-0118 |
| Legal Subdivision | TOWN OF STEDMAN |
| Legal Block | 18 |
| Legal Lot Number | 1 |
| Jurisdiction | CUMBERLAND NC |
| Minor Civil Division | CEDAR CREEK |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 2801 |
Source: Cumberland County records · APN 0495-18-6861
Assessment roll updated December 19, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 174 E FIRST ST, STEDMAN, NC 28391-9009 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage ZOOM HOME LENDING LLC |
| May 04, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 25, 2014 · Amount on Record |
| Deed Sale | Aug 25, 2014 · Amount on Record |
| Prior Sale | Jan 25, 2012 · Amount on Record |
| Deed Book / Page | 9495 / 340 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 174 E FIRST ST, STEDMAN, NC 28391-9009 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2026 |
| Title Company | SUMMIT TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 174 E FIRST ST, STEDMAN, NC 28391-9009 |
| Document Number | 0124840397 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 12484/397 |
| Instrument | 10106 |
| Name | ZOOM HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 17187 N LAUREL PARK DR STE 350, LIVONIA, MI 48152 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 174 E FIRST ST, STEDMAN, NC 28391-9009 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 174 E FIRST ST, STEDMAN, NC 28391-9009 |
| Document Number | 0117260427 |
|---|---|
| Date | May 04, 2023 |
| Book Page | 11726/427 |
| Instrument | 13439 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Oct 01, 2052 |
Source: Cumberland County records · Assessment roll updated December 19, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Stedman Town |
| Unified School District | Cumberland County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,319.00 (+48.47%) | $382,828 (+35.07%) Land $30,000 Building $352,828 | $382,828 (+35.07%) Land $30,000 Building $352,828 |
| 2024 | $2,909.00 (+1.29%) | $283,420 (-) Land $20,000 Building $263,420 | $283,420 (-) Land $20,000 Building $263,420 |
| 2023 | $2,872.00 (+1.31%) | $283,420 Land $20,000 Building $263,420 | $283,420 Land $20,000 Building $263,420 |
| 2022 | $2,835.00 |
174 E First St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Cumberland County (37051C), updated March 12, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 32nd percentile of exposed land nationally · 43rd in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,778 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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